2017 - 18 India Budget - News

Indian Express on Budget  - Money Control Budget News -

Budget Speech and Appendices

http://pib.nic.in/eventsite/budget2017/pdf/bs.pdf

All Budget Documents

http://indiabudget.nic.in/afs.asp

Highlights

http://www.thehindu.com/business/budget/Highlights-of-Union-Budget-2017-18/article17127298.ece

http://timesofindia.indiatimes.com/business/union-budget-2017-highlights/articleshow/56905903.cms


2 February 2017

Reactions and Comments in Papers

Tax bonanza for small firms may lead to big jump in job creation - Times of India

There is 5% tax decrease for small corporate tax payer. This can benefit 2.85 lakh MSMEs. Gopal Jiwarjka, president of PHDCCI wlecomed the move. Giving time of 7 seven for claiming 3 year profit is also a positive for MSMEs.

Uday Kotak

The lower tax rate of 25% will give SMEs additional liquidity for growing business.

Kumar Mangalam Birla

The budget has achieved an admirable balance of consumption boosting measures, growth oriented expenditure and also mainted fiscal prudence.

N. Chandra Sekhar - Tata Sons

Economy is put in growth path with higher public investment and fiscal responsibility. Also it aims at inclusive growth by focusing on farmers and rural households.

Ajit Ranade

Funding growth without going broke.

What is missing in the Budget?

According to me, the budget information has not so far highlighted what government has planned for promoting manufacturing (as part of industrial growth) and service sectors.  In general, the government support for productive or economic sphere was not highlighted sufficiently.

Even for agriculture sector, the credit is announced as Rs. 10 lakh crores.  The central support to various inputs required in agriculture are not highlighted.

Discussion on Budget - Dr. Narendra Jadhav
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DD News

The total expenditure in Budget for 2017-18 has been placed at Rs. 21.47 lakh crores.
The Finance Minster Shri Jaitley has  pegged the fiscal deficit for 2017-18 at 3.2% of GDP and further committed to achieve 3% in the following year i.e. 2018-19.

The allocation for Capital expenditure was stepped up by 25.4% over the previous year.
Total resources being transferred to the States and the Union Territories with Legislatures is Rs. 4.11 lakh crore in 2017-18, as against Rs. 3.60 lakh crore in BE 2016-17.

For Defence expenditure excluding pensions, he provided a sum of Rs 2,74,114 crores including  Rs. 86,488 crores for Defence capital.
The Finance Minister increased allocation for Scientific Ministries to Rs. 37,435 crore in 2017-18.

The net market borrowing of Government to Rs. 3.48 lakh crores after buyback, much lower than  Rs. 4.25 lakh crores of the previous year.
The Revenue Deficit of 2.3% in BE 2016-17 stands reduced to 2.1% in the Revised Estimates. The Revenue Deficit for next year is pegged at 1.9% , against 2% mandated by the FRBM Act.

http://pib.nic.in/newsite/PrintRelease.aspx?relid=157866


Union Budget 2017-18 provides renewed impetus to manufacturing and Make in India


Commerce and Industry Minister Smt. Nirmala Sitharaman has welcomed the Union Budget 2017-18 presented by Finance Minister Shri Arun Jaitley which provides renewed impetus to manufacturing and Make in India, export infrastructure and Government e-marketplace.

Some measures in the Budget 2017-18 related to commerce and industry.

1.      A Special Scheme for creating employment in leather and footwear industries is proposed to be implemented, on the lines of the scheme in textile and apparel sector.

2.      The long standing demand of startups has been accepted and the profit (linked deduction) exemption available to them for 3 years out of 5 years is changed to 3 years out of 7 years. For the purpose of carry forward of losses in respect of start-ups, the condition of continuous holding of 51% of voting rights has been relaxed subject to the condition that the holding of the original promoter/promoters continues.

3.      Further liberalisation of FDI policy is under consideration and the Foreign Investment Promotion Board (FIPB) to be abolished in 2017-18.

4.      In order to make MSME companies more viable, income tax for companies with annual turnover uptoRs. 50 crore is reduced to 25%. About 96% of companies will get this benefit of lower taxation. This will make our MSME sector more competitive as compared to large companies.

5.      MAT credit is allowed to be carried forward up to a period of 15 years instead of 10 years at present.

6.      For creating an eco-system to make India a global hub for electronics manufacturing a provision of Rs. 745 crores in 2017-18 in incentive schemes like M-SIPS and EDF. The incentives and allocation has been exponentially increased following the increase in number of investment proposals.

7.      Inverted duty has been rectified in several products in the chemicals & petrochemicals, textiles, metals, renewable energy sectors. Duty changes to improve domestic manufacturing of medical devices, those used for digital transactions and capital goods have also been announced.

8.      Infrastructure – a key pillar under the Make in India programme has been strengthened with a large budgetary allocation. The total allocation for infrastructure development in 2017-18 stands at
Rs. 3,96,135 crores. A specific programme for development of multi-modal logistics parks, together with multi modal transport facilities, to be drawn up and implemented.

9.      Tourism is a big employment generator and has a multiplier impact on the economy. Incredible India 2.0 is proposed to be launched to promote tourism and employment. Five Special Tourism Zone, anchored on SPVs in partnership with the States would be set up.

10.  Modernisation and upgradation of identified corridor, railway lines of 3,500 kms will be commissioned, 25 stations are expected to be awarded for station redevelopment and 500 stations will be made differently abled friendly by providing lifts and escalatorsduring 2017-18. These provide large opportunities under the Make in India initiative

11.  Initiatives in Skill Development provide essential support for the Make in India sectors to thrive. Launch of SANKALP scheme to provide market relevant training to 3.5 crore youth and STRIVE scheme to improve the quality and market relevance of vocational training.

      12. A new and restructured Central scheme with a focus on export infrastructure, namely, Trade Infrastructure for Export Scheme (TIES) will be launched in 2017-18.
     13.  The Government e-market place which is now functional for procurement of goods and services, has been selected as one of the winners of the South Asia Procurement Innovation Awards of the World Bank.
http://pib.nic.in/newsite/mbErel.aspx?relid=157898

Budget proposals relating to Railways
http://pib.nic.in/newsite/PrintRelease.aspx?relid=157860

Budget was presented on 1st February 2017


Budget will be presented on 1st February 2017. Court rejected the appeal to postpone it.



24 Jan 2017 - Questions and Answers by Dr. Narendra Jadhav on Budget Issues
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2017 - 18 Budget Memorandums by Various Economic Sector Associations (Agriculture, Industry and Service Sectors)

Association of Members of National Stock Exchange of India

MAIT’s pre-budget recommendations for 2017-2018


Paper Industry - IPMA

Petrofeed
(All suggestions are with respect to taxation only. They have not suggested any investment or expenditure proposals. They have also not indicated current investment and revenue/production estimates and what will be the incremental benefits of their suggestions in terms of investment and production)




23 September 2016

The Finance Ministry has come out with comprehensive instructions for different ministries for completion of the budget exercise for the financial year 2017 - 18 .

In the 2017-18 budget, rail budget will be part of general budget. There will be no distinction between plan and non-plan expenditure.


The RE (Revised Estimate) meetings of ministries/ departments will be scheduled from October 17.

The  budgeting exercise is focused on effectiveness and efficient use of public resources.

The ministries have to develop their plan with the vision document of NITI Aayog as the basis.

http://economictimes.indiatimes.com/news/economy/policy/finance-ministry-issues-instructions-for-budget-2017-18/articleshow/54469955.cms


Updated 2 February 2017,  1 February 2017,  25 December 2016,  19 December 2016, 18 December 2016

President’s address to the Nation on the eve of 68th Republic Day - 2017

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DD News
25 January 2017



Fellow citizens:

On the eve of the sixty-eighth Republic Day of our nation, I extend warm greetings to all of you in India and abroad. I convey my special greetings to members of our Armed Forces, Para-military Forces and Internal Security Forces. I pay my tribute to the brave soldiers and security personnel who made the supreme sacrifice of their lives in defending India’s territorial integrity and maintaining law and order.

Brothers and sisters: When India attained freedom on 15th August 1947, we did not have an instrument of governance of our own. We waited till 26th January, 1950 when the Indian people gave to themselves a Constitution to secure for all its citizens, justice, liberty, equality, and gender and economic equity. We promised to promote fraternity, dignity of the individual, and unity and integrity of the nation.

On that day, we became the largest democracy of the world.


The faith and commitment of people gave life to our Constitution and our founding fathers, wisely and carefully, steered the new nation past its troubles of being a poor economy with huge regional imbalances and a vast citizenry deprived of even basic necessities.

It goes to the credit of the strong institutions of democracy built by our founders that for the last six and a half decades, Indian democracy has been an oasis of stability in the region troubled by unrest.

From a population of 360 million in 1951, we are now a 1.3 billion strong nation. Even then, our per capita income has shown a ten-fold increase, poverty ratio has declined by two-thirds, average life expectancy has more than doubled, and literacy rate has shown a four-fold increase.

We are today the fastest growing amongst the major economies of the world. We are the second largest reservoir of scientific and technical manpower, the third largest army, the sixth member of the nuclear club, the sixth member in the race for space, and the tenth largest industrial power.

From a net food grains importing country, India is now a leading exporter of food commodities. The journey so far has been eventful, sometimes painful, but most of the times, exhilarating.

What has brought us thus far will take us further ahead. But we will have to learn to adjust our sails, quickly and deftly, to the winds of change.

Evolutionary and incremental growth will have to accommodate rapid disruptions brought in by advances of science and technology. Innovation, more so inclusive innovation, will have to become a way of life. Education will have to keep pace with technology.

In the race between man and machine, the winner will have to be job generation. The velocity of technology adoption will call for a workforce that is willing to learn and adapt. Our education system will have to join hands with innovation to prepare our youth for life-long learning.

Fellow citizens: Our economy has been performing well despite the challenging global economic conditions. In the first half of 2016-17, it grew at a rate of 7.2 percent -- same as that last year -- showing sustained recovery.

We are firmly on the path of fiscal consolidation and our inflation level is within comfort zone. Though our exports are yet to pick up, we have managed a stable external sector with sizeable foreign exchange reserves.

Demonetisation, while immobilising black money and fighting corruption, may have led to temporary slowdown of economic activity. As more and more transactions become cashless, it will improve the transparency of the economy.

Brothers and sisters: Born in independent India, three generations of citizens do not carry the baggage of colonial past. These generations have had the privilege of acquiring education, pursuing opportunities and chasing dreams in a free nation.

This sometimes makes it easy for them to take freedom for granted; to forget the price that extraordinary men and women paid to win this freedom; to forget that the tree of freedom needs constant care and nourishment.

Democracy has conferred rights on each one of us. But along with these rights, come responsibilities which have to be discharged.

Gandhiji said and I quote: “The highest form of freedom carries with it the greatest measure of discipline and humility. Freedom that comes from discipline and humility cannot be denied; unbridled license is a sign of vulgarity injurious alike to self and others” (unquote).

Fellow citizens: Youth today are brimming with hope and aspirations. They pursue their life goals, which they perceive will bring them fame, success and happiness, with single-minded devotion. They consider happiness as their existential objective, which of course is understandable.

They search for happiness in the highs and lows of day-to-day emotions, and in the fulfilment of the objectives they have set for themselves. They look for a job as well as a purpose in life. Lack of opportunities leads to frustration and unhappiness which manifests itself in anger, anxiety, stress and aberrations in behaviour. This has to be dealt with by inculcating pro-social behaviour through gainful employment, active engagement with community, parental guidance, and empathetic response from a caring society.

Brothers and sisters: One of my predecessors left on my table a framed quotation which reads (and I quote): ‘The object of government in peace and in war is not the glory of rulers or races but the happiness of the common man’ (unquote).

Happiness is fundamental to the human experience of life. Happiness is equally the outcome of economic and non-economic parameters. The quest for happiness is closely tied to sustainable development, which combines human well-being, social inclusion and environmental sustainability. We must make happiness and well-being of our people as the touchstones of public policy.

Many of the flagship initiatives of the government have been designed to promote the well-being of the society.

The Swachh Bharat Mission aims at a Clean India by 2nd October, 2019 to coincide with the 150th Birth Anniversary of Gandhiji. Increased spending on programmes like the MGNREGA is enhancing employment generation to rejuvenate the rural economy. Aadhaar, with its present reach of over 110 crore people, is helping in direct transfer of benefits, plugging leakages and improving transparency.

The Digital India programme is creating a knowledge economy through universal provision of digital infrastructure and platforms for cashless economic transactions. Initiatives like Start-up India and Atal Innovation Mission are fostering innovation and new-age entrepreneurship. Under the Skill India initiative, the National Skill Development Mission is working on skilling 300 million youth by 2022.





Brothers and sisters: It is my firm conviction that India's pluralism and her social, cultural, linguistic and religious diversity are our greatest strength. Our tradition has always celebrated the 'argumentative' Indian; not the 'intolerant' Indian. Multiple views, thoughts and philosophies have competed with each other peacefully for centuries in our country.

A wise and discerning mind is necessary for democracy to flourish. More than the unison of ideas, a healthy democracy calls for conformity to the values of tolerance, patience and respect for others. These values must reside in the hearts and minds of every Indian; inculcating in them a temperament of understanding and responsibility.

Fellow citizens: We have a noisy democracy. Yet, we need more and not less of democracy. The strength of our democracy is evidenced by the fact that over 66 percent of the total electorate of 834 million voted in the 2014 general elections.

The depth and breadth of our democracy sparkles in the regular elections being held in our panchayati raj institutions. And yet, our legislatures lose sessions to disruptions when they should be debating and legislating on issues of importance. Collective efforts must be made to bring the focus back to debate, discussion and decision-making.

As our Republic enters her sixty-eighth year, we must acknowledge that our systems are not perfect. The imperfections have to be recognised and rectified. The settled complacencies have to be questioned. The edifice of trust has to be strengthened.

The time is also ripe for a constructive debate on electoral reforms and a return to the practice of the early decades after independence when elections to Lok Sabha and state assemblies were held simultaneously. It is for the Election Commission to take this exercise forward in consultation with political parties.

Fellow citizens: In a fiercely competitive world, we have to work harder than ever to redeem the promises that we make to our people.

We have to work harder because our war on poverty is not yet over. Our economy is yet to grow at over 10 percent for an extended period of time to make a significant dent on poverty. One-fifth of our countrymen still remain below poverty line.

Gandhiji’s mission to wipe every tear from every eye still remains unfulfilled.

We have to work harder to provide food security to our people and to make the agriculture sector resilient to the vagaries of nature. We have to provide better amenities and opportunities to our people in villages to ensure a decent quality of life.

We have to work harder to provide enhanced employment opportunities to our youth through the creation of world-class manufacturing and services sectors. The competitiveness of the domestic industry has to be improved by focusing on quality, productivity and efficiency.

We have to work harder to provide safety and security to our women and children. Women must be able to lead their lives with honour and dignity. Children must be able to enjoy their childhood to the fullest.

We have to work harder to change our consumption pattern which has resulted in environmental and ecological de-gradation. We have to appease nature to prevent it from unleashing its fury in the form of floods, landslides and droughts.

We have to work harder because our pluralistic culture and tolerance are still being put to test by vested interests. Reason and moderation should be our guide in dealing with such situations.

We have to work harder to keep at bay the dark forces of terrorism. These forces have to be dealt with firmly and decisively. The forces inimical to our interests cannot be allowed to grow.

We have to work harder to ensure the well-being of our soldiers and security personnel who protect us from internal and external threats. And, we have to work harder because; we are all equal children before our mother; and our motherland asks each of us in whatever role we play; to do our duty; with integrity, commitment and unflinching loyalty; to the values enshrined in our Constitution.

Jai Hind!

Important Sectors - Contribution in $20 trillion India GDP

Important Sectors - Contribution in $20 trillion India GDP

Estimated by Prof. Narayana Rao K.V.S.S.  (based on a comparison with current GDP of USA and various projections by Indian agencies and experts)
Readers are requested to give their opinions through comments.

Government - Central, State and Local Government - 15% - $ 3 trillion

Agriculture and Mining  -   $1 trillion (difficult. USA only $500 billion)

Construction  -    $ 1 trillion

Manufacturing   25%  -  $ 5 trillion

Services 50% - $ 10 trillion


Total -  $20 Trillion

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Detailed Sector-wise Breakup - India $20 Trillion GDP

Government

Centre

State

Local Government

Agriculture

Cereals
Grams
Oil Seeds
Cotton

Mining

Coal
Crude oil
Iron Ore

Construction

Airports
Hotels
Houses
Office Space
Retail Malls
Roads

Manufacturing

Manufacturing   25%  -  $ 5 trillion
Automobiles - $1 trillion
Air Planes
Chemicals
Defence Equipment
Electrical equipment
Electronic devices
Petroleum - Extraction and Refining
Pharmaceuticals
Power Production
Railway Equipment
Metal refining
Textiles

Services

Information Systems

IT  - $1 trillion

Shelter (Makan)

Real Estate - Offices, Hotels, Resorts and Residential Houses - Renting and Leasing - $1.75 trillion

Financial Sector

Banking, Mutual Funds and Insurance - $1.5 trillion

Health Care Sector

Health and Social Care -  $1.5 trillion

Marketing Activities

Wholesale and Retail Trade - $2.25 trillion
Media (Advertising and subscriptions) -  $0.75 trillion



Entertainment - $0.75 trillion
Films
Tourism
Music Programs and Theater
Museums

Education

Education - $0.25 trillion

Primary
Secondary
Graduate
Post Graduate
Phd research
Continuing education

Transport

Transport - $0.25

Railways
Bus and Truck
Air Travel
Shipping


For Full Details on the topic Visit $20 Trillion GDP for India

US GDP of 2011 with extrapolation to $20 trillion dollars

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Industry	GDP value added $ billions 2011	% of total GDP	Extrapolation to $20 trillion in $ billions
Real estate, renting, leasing	1,898	13%	2530.67
State and Local Government	1,336	9%	1781.33
Finance and insurance	1,159	8%	1545.33
Health/social care	1,136	8%	1514.67
Durable manufacturing	910	6%	1213.33
Retail trade	905	6%	1206.67
Wholesale trade	845	6%	1126.67
Non-durable manufacturing	821	6%	1094.67
Federal Government	658	5%	877.33
Information	646	4%	861.33
Arts, entertainment	591	4%	788
Construction	529	4%	705.33
Waste services	448	3%	597.33
Other services	447	3%	596
Utilities	297	2%	396
Mining	290	2%	386.67
Corporate management	284	2%	378.67
Education services	174	1%	232
Agriculture	173	1%	230.67
Total	15,075	100%	20,000

Source:  Wikipedia
http://en.wikipedia.org/wiki/Economy_of_the_United_States
Accessed on 1 March 2015

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Read the article Leapfrog beyond Manufacturing published in Times of India, dated 23 Jan 2017.


Updated 23 Jan 2017,  1 March 2015

Make in India - Andhra Pradesh

Make in India - Andhra Pradesh - The Future

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About Andhra Pradesh
http://www.ibef.org/states/andhra-pradesh.aspx


January 2017

VISAKHAPATNAM: To promote and strengthen the MSME sector in the district, the district administration has appointed a 12-member committee, including former chairmans and managing directors of RINL, BHPV and HSL Siva Sagara Rao, Venkateswarlu and RL Bhatiya.

The Union government's public procurement policy-2016,  clearly advocates that every PSU should procure at least 20 per cent of its material from MSME sector.

The report would used as a State policy document to boost up the sector across the State, according to Ramalinga Raju, the convenor of the committee and general manager of the Industries department. The district collector is involved in the exercise.
http://www.newindianexpress.com/states/andhra-pradesh/2017/jan/21/12-member-panel-to-promote-msme-sector-in-andhra-pradesh-1561915.html



November 2016

VIZAG-CHENNAI INDUSTRIAL CORRIDOR (VCIC)

Action in respect of Re-organisation of Andhra Pradesh has been completed as the Conceptual Development Plan (COP) in respect of Vizag-Chennai Industrial Corridor (VCIC) was submitted by the Asian Development Bank (ADB) in December 2014 as part of ECEC. ADB has identified four nodes namely Vishakhapatnam, Kakinada, Gannavaram-Kankipadu and Srikalahasti-Yerpedu of Andhra Pradesh for development.
The Draft Final Report on Reginal Perspective Planning (RPP), was submitted to Government of Andhra Pradesh (GoAP) in February 2016 by ADB to solicit their feedback.
Master planning of all four nodes as identified by ADB in their COP commenced on 21st March, 2016 and is likely to be completed by March, 2017
http://www.makeinindia.com/live-projects-industrial-corridor


May 2016
ITC will set its Agri-Business Headquaters at Guntur, A.P.

Jan 2016

A.P. - CII partnership Summit resulted in signing of memorandums for a total of Rs. 4,78,000 crore with private sector (331 MOUs) and total of Rs. 6.21 lakh crores including public sector.


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Updated 21 January 2017, 13 November 2016,  1 May 2016, 14 Jan 2016

Sankranti vastondi - సంక్రాంతి వస్తోంది

సంక్రాంతి: మంచి మార్పు

సంక్రాంతి శుభాకాంక్షలు 

సంక్రాంతి వస్తోంది
సందడెంతో తెస్తుంది
సంబరాలు చెయ్యాలి
సిద్ధంగా ఉన్నావా సోదరా
నీ పంట చేతికి వచ్చిందా  సోదరా  || సంక్రాంతి వస్తోంది  సోదరా ||

భోగి పండుగ వస్తుంది
చలిమంట మాట తెస్తుంది
పిడకలెన్నో కావాలి
సిద్ధంగా ఉన్నావా సోదరా
పశువులెన్నో  పెంచావా సోదరా       || సంక్రాంతి వస్తోంది ||

పెద్ద పండుగ వస్తుంది
చుట్టాల్నింటికి తెస్తుంది
పిండివంటలు చెయ్యాలి
సిద్ధంగా ఉన్నావా సోదరా
సరుకులన్నీ తెచ్చావా సోదరా       || సంక్రాంతి వస్తోంది ||

కనుమ వెంటగ వస్తుంది
కాస్త తీరిక తెస్తుంది
మినప సున్ని చెయ్యాలి, గార్లెన్నో వండాలి
సిద్ధంగా ఉన్నావా సోదరా
నూని గింజలు పెంచావా సోదరా       || సంక్రాంతి వస్తోంది ||

పండుగలు వస్తాయి, సంతోషం తెస్తాయి
మండుటెండ కష్టానికి ఫలితం చూపెడతాయి
కండ కరిగించి, మెదడు నొప్పించి పనులెన్నొ చేయాలి
పంటలు వంటలు దండిగా పెంచాలి
సిద్ధమంటే అదేరా సోదరా                || సంక్రాంతి వస్తోంది ||


నారాయణ రావు
14 January 2017

Startup India - Entrepreneurial Training Online Program - Hindi and English

About Startup India Online Entrepreneurial Training  Program

Startup India Learning Program is a free online Entrepreneurship program by Startup India, a GOI initiative. Invest India in collaboration with UpGrad has developed this program. The aim is to help entrepreneurs get their ideas to the next level through structured learning. The program covers lessons on key areas of starting up by 40+ top founders of India in an extensive 4-Week Program.

Program is available in Hindi and English. Register online for free by visiting the web page

http://www.startupindia.gov.in/learning-development/


Key Program Features


Industry Insights
Learn about real-life successes and failures from top Indian entrepreneurs across domains


Certification
Receive an official Startup India and Invest India Certification


Language Option
Choose between Hindi or English as your medium of instruction


Networking & Mentoring
Interact with fellow Entrepreneurs in an interactive discussion forum


Business Plan
Get step by step insights in creating a Business Plan for your venture

Program Syllabus


IDEA VALIDATION

Idea Identification and Assessment
Identify your idea and assess it with respect to your potential customers and the market environment


FINANCE & LEGAL

Building a Legal Foundation
Define the right legal foundation for your company and explore fundamentals like Company Registration, Compliances, Patents etc.

Understanding Finance Basics
Understand the fundamentals of finance & accounting comprising of financial statements, break-even analysis etc.

Introduction to Business Planning
Learn how to build an effective Business Plan for your venture


PITCHING & FUNDING

Fundraising & Valuation
Understand an investor’s mindset on matters of company valuation, fundraising, equity dilution among other things

Pitching & Termsheets
Learn how to pitch your company to investors and identify the key focus areas in term sheets



#startupindia

twitter.com/startupindia


www.facebook.com/startupindia

Incredible India - Book Information

अतुल्य भारत - Incredible India book was published by Bhagwat Pariwar, Mumbai.

The book has 52 article describing the greatness of India in various dimensions.

My article "Incredible India with $20 Trillion GDP" is the 46th Article. The book release function was held on 8th January in Mumbai. There is a function in Bengaluru on 9th January 2017 for this purpose.

For Copy of the Book

Price: Rs. 1100/-

prabhatbooks@gmail.com

Shri Bhagwat Pariwar 022 28834015

Kaalabhairava Ashtakam - Video -Text

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Spiritual Mantra