AICTE Initiatives and Webinars

 

Towards Academic Excellence in 21st Century - Webinar 30 Sep 2021

https://www.youtube.com/watch?v=q_c228S7_6I

Online Awareness Programme for Students & faculty on CII Industrial Proficiency Aptitude Test(iPATE)

https://www.youtube.com/watch?v=hshhUXMbnis

21.9.2021

Webinar on AICTE Quality Initiatives

1,122 views Streamed live on 10 Sept 2021

https://www.youtube.com/watch?v=DEwqWrWJOew  

Webinar on Research Indices Visualise Research and Authorship Impact

5 Sept 2021

https://www.youtube.com/watch?v=IqKQfukLbbo    

Webinar on Strategic Approach for Research and Innovation

31 Aug 2021

https://www.youtube.com/watch?v=AwWnyeZ6MIQ  

Ayurveda - Introduction and Books

 

https://www.astrojyoti.com/ayurvedabasics.htm

https://www.astrojyoti.com/charkasamkitasanskrit.htm

Charaka Samhita Online is good source to read and understand basics of Ayurveda

https://www.carakasamhitaonline.com/index.php?title=Sutra_Sthana

https://www.carakasamhitaonline.com/index.php?title=Matrashiteeya_Adhyaya

https://niimh.nic.in/ebooks/ecaraka/?mod=home&con=pro

Krishna Yajurveda Mantras - Ghanapatham

 

Complete Yajurveda YouTube Videos - Samhita 7 Kandas, Brahmanam, Aranyakam

https://www.youtube.com/watch?v=y2zEASecsuI&list=PLtPBR-KypqiH_WFfSVvxfEXfXYY3vi-0l

_____________________

https://www.youtube.com/watch?v=iUlPLY44wgc

https://www.youtube.com/channel/UCUG8RJl-WxjAxVMlNq-29ww  Channel

_____________________

Role of Vice-Chancellors - UGC India Hand Book for Vice-Chancellors

Hand Book for Vice-Chancellors - UGC - e-book PDF

Responsibilities of Vice-Chancellors in Indian Universities.

https://www.ugc.ac.in/e-book/VC%20handbook_Complete.pdf

The role of Vice-Chancellors of Indian universities has gained paramount importance. 

As ‘Chief  Executives and Academic Heads of universities’, the Vice-Chancellors are expected to be efficient and effective in terms of 

(a) implementation of National Higher Education Policy and programmes,

(b) institutional change in tune with the national reforms package, 

(c) quality and innovation enhancement and their sustainability, 

(d) productive engagement with ‘communities of scholars’ from within their universities and from national and international domains, 

(e) nurturing of ‘Research and Innovation Ecosystem’ and translation of deliverables to society and economy and 

(f) adoption of international best practices of ‘Good Governance.’

Universities in India have shared governance wherein the Vice-Chancellors as the ‘Chief Executives and Academic Heads’, are expected to strictly adhere to the Acts, Statutes and Ordinances of their universities on the one hand, and equally comply with Acts, Regulations and Guidelines of the National Statutory/Regulatory bodies on the other hand. Most of the decision making powers are vested with university bodies like Executive/Governing Councils/Syndicate/ Board of Management, Senate/Court, Academic Councils and Finance Committees.

CHAPTER II

ATTRIBUTES OF A 21ST CENTURY VICE-CHANCELLOR OF AN INTERNATIONALISED UNIVERSITY

Attributes of a performing Vice-Chancellor 

The Vice-Chancellor has to focus on  at least four attributes:

2.2. Firstly, preparedness for the structural challenge:

The Vice-Chancellor has to start by elaborating major themes that will be developed by him/her. The principal themes should be few, clear and amenable to development. The Vice-Chancellor has multiple audiences who need to understand the proposed central themes of development. Hence, they are to be repeated sensibly to sensitize these audiences.

2.3. Secondly, the development stage:

Various new themes or themes requiring renewed attention like like student experience, research challenges, relating to wider political culture and economic imperatives shaping societies through higher education, demand action  in the current period.  This stage is needed to turn fragments into great building blocks. The university leadership needs to develop the strategy to show how fragments   (new areas requiring implementation) can be brought together, how one can triumph against adversity, and how dissonance can give way to harmony.

Recruitment of Quality Faculty: One should not assume that it is difficult to get the best teachers, but think what may attract them to one’s institution.

It is important to understand the factors impacting the desired behaviour and devise appropriate incentives and disincentives. 

2.4. Thirdly, university governance, whether collegial and/or corporate?

Keeping these governance forms in operational balance is a continuing challenge. Managing the coexistence of these two very different and apparently contradictory models appropriately on a contingency (suitability) basis is a good attribute. It lies at the very heart of a university’s wonderfully quirky culture and makes the job of Vice-Chancellor probably the best in the world.

2.5. Fourthly, developing teams and team work, building partnerships and collaborations:

2.7 International Practices in Good Governance

For achieving excellence and contribution to society, institutions that demonstrate:

a) Integrity in appointments at all levels, both external and internal; 

b) Strong leadership and management skills in all of the places where they are needed;

c) Processes in place for monitoring the quality of teaching and learning and, within institutions, for 

improving that quality with appropriate student involvement;

d) Processes in place to deliver improvements in research quality (assuming that there is significant 

research activity);

e) Competent administration;

f) Robust and transparent financial systems, not least on procurement, together with strong internal and external audit;

g) Effective and transparent mechanisms to determine remuneration at all levels;

h) Strong human resources process, for appraisal, development and dealing with poor performance;

i) Effective student support arrangements;

j) Student participation in management and governance at all levels.

Code of Professional Ethics for Teachers

Teachers and their Responsibilities :

The national ideals of education which have already been set forth and which he/she should seek to 

inculcate among students must be his/her own ideals. The profession further requires that the teacher should be calm, patient and communicative by temperament and amiable in disposition.

Teacher should:

(i) Adhere to a responsible pattern of conduct and demeanor expected of him/her by the community;

(ii) Manage his/her private affairs in a manner consistent with the dignity of the profession;

(iii) Seek to make professional growth continuous through study and research;

(iv) Express free and frank opinion by participation at professional meetings, seminars, conferences etc., towards the contribution of knowledge;

(v) Maintain active membership of professional organisations and strive to improve education and profession through them; 

(vi) Perform his/her duties in the form of teaching, tutorials, practicals, seminars and research work, conscientiously and with dedication; 

(vii) Discourage and not indulge in plagiarism and other non ethical behaviour in teaching and research; 

(viii) Abide by the Act, Statute and Ordinance of the university and respect its ideals, vision, mission, cultural practices and tradition; 

(ix) Co-operate and assist in carrying out the functions relating to the educational responsibilities of the college and the university, such as: assisting in appraising applications for admission, advising and counselling students as well as assisting the conduct of university and college examinations, including supervision, invigilation and evaluation; and 

(x) Participate in extension, co-curricular and extra-curricular activities, including the community service.

6.2. The Quest for Quality Teachers

It is very difficult to identify and specify the attributes of good teachers, although all agree that domain knowledge and pedagogic skills are essential. In other words, a good teacher knows what to teach and how to teach (Stephenson, 2001). A good teacher is one who has excellent knowledge of the subject 

and can engage his/her class and communicate the knowledge effectively.

Chapter 9

9.1. Quality Assurance in Higher Education

9.1.1. Initiatives to Improve Quality of Higher 

Education in India

UGC in its 532nd meeting held in May, 2018 deliberated on quality concerns in higher education and set the target of achieving FIVE results/outcomes at the institutional level for improving quality in higher education in India by 2022. They are:

(i) Improved graduate outcomes in terms of at least 50% of graduates to have access to employment/

self–employment or pursuit of higher education;

(ii) At least 2/3rd of students of HEIs getting engaged in socially productive activities and/or in industry during their study;

(iii) Graduates acquire essential professional (domain) knowledge and soft skills such as teamwork, 

critical thinking, communication, leadership, and entrepreneurship skills as well as human values and 

ethics;

(iv) Ensuring teacher deployment to secure that teachers are in position against at least 90% of sanctioned strength at any point of time and professional development of 100% of teachers in terms of domain knowledge and pedagogical competencies; and

(v) Obtaining NAAC accreditation with at least a minimum CGPA score of 2.5 by all HEIs by the year 

2022.

The UGC recommended the following strategies to deliver these results:

(a) Induction programmes for all students;

(b) Outcome based curriculum framework and its revision at regular intervals;

(c) Use of ICT based learning tools by teachers and students;

(d) Teaching soft skills to students;

(e) Mentoring students to become entrepreneurs and self-employable as for ‘start-ups’, and other

ventures;

(f) Engagement of HEIs in socially productive activities and with industry;

(g) Examination reforms;

(h) Tracking students’ progress after completion of educational programmes;

(i) Induction and regular refresher courses for teachers on a yearly basis;

(j) Promoting quality research by faculty; and 

(k) Monitoring non–accredited HEIs to ensure that they get accredited by 2022.

9.2.3. Value Framework

Following are to be the core values of  the HEIs of the country:

a) Contributing to National Development.

b) Fostering Global Competencies among Students.

c) Inculcating a Value System among Students.

d) Promoting the Use of Technology.

e) Quest for Excellence

9.2.5. Revised Assessment and Accreditation (A&A) Framework

9.3 Internal Quality Assurance Mechanisms

Every accredited institution should establish an Internal Quality Assurance Cell (IQAC) as a quality sustenance measure. Since quality enhancement is a continuous process, the IQAC will become a part of the institution’s system and work towards the realisation of the goals of quality enhancement and sustenance.

The work of the IQAC is the first step towards internalization and institutionalization of quality enhancement initiatives.

It has the potential to become a vehicle for ushering in quality enhancement by working out planned interventionist strategies by IQAC to remove deficiencies and enhance quality, like the “Quality Circles” in industries.

9.3.2. Objective 

The primary aims of IQAC are:

a) To develop a system for conscious, consistent and catalytic action to improve the academic and 

administrative performance of the institution; 

b) To promote measures for institutional functioning towards quality enhancement through internalization of quality culture and institutionalization of best practices.

9.3.3. Strategies

IQAC shall evolve mechanisms and procedures for:

a) ensuring timely, efficient and progressive performance of academic, administrative and 

financial tasks;

b) promoting relevant and quality academic/ research programmes;

c) ensuring equitable access to and affordability of academic programmes for various sections of 

society;

d) optimization and integration of modern methods of teaching and learning;

e) ensuring credibility of assessment and evaluation process;

f) ensuring the adequacy, maintenance, and proper allocation of support structure and services;

g) sharing of research findings and networking with other institutions in India and abroad.

9.3.4. Functions

Some of the functions expected of the IQAC are:

a) Development and application of quality benchmarks;

b) Parameters for various academic and administrative activities of the institution;

c) Facilitating the creation of a learner-centric environment conducive to quality education and 

faculty maturation to adopt the required knowledge and technology for participatory teaching and 

learning process;

d) Collection and analysis of feedback from all stakeholders on quality-related institutional 

processes;

e) Dissemination of information on various quality parameters to all stakeholders;

f) Organization of inter and intra institutional workshops, seminars on quality related themes and 

promotion of quality circles;

g) Documentation of the various programmes/activities leading to quality improvement; 

h) Acting as a nodal agency of the Institution for coordinating quality-related activities, including 

adoption and dissemination of best practices;

i) Development and maintenance of institutional database through MIS for the purpose of 

maintaining /enhancing the institutional quality;

j) Periodical conduct of Academic and Administrative Audit and its follow-up;

k) Preparation and submission of the Annual Quality Assurance Report (AQAR) as per guidelines and 

parameters of NAAC.

The composition of the IQAC may be as follows:

1. Chairperson, Head of the Institution

2. Teachers to represent all levels (Three to eight)

3. One member from the Management

4. A few senior administrative officers 

5. One nominee each from local society, students and alumni 

6. One nominee each from employers /industrialists/stakeholders

7. One of the senior teachers as the Coordinator/Director of the IQAC.

9.4. Annual Quality Assurance Report (AQAR)

NAAC has launched Revised Accreditation Framework since July, 2017 and hence, the AQAR format was also  modified, in consonance with the new methodology P. 207)

9.7. Professional Development of Teachers and the Need for On-the-Job Training

9.7.1. Higher Education Needs to Focus on Deep Learning

CHAPTER X

UNIVERSITY E-GOVERNANCE AND

ADMINISTRATIVE, PROFESSIONAL AND

LEADERSHIP DEVELOPMENT PROGRAMMES IN

HIGHER EDUCATIONAL INSTITUTIONS

 TQM is the art of managing the whole institution so as to satisfy the needs of internal and external stakeholders and to achieve excellence.

TQM is both a philosophy and a set of guiding principles that represent the foundation of a continually 

improving organization.

CHAPTER XI

GOOD and BEST PRACTICES IN HIGHER EDUCATIONAL INSTITUTION

11.4. BEST PRACTICE SERIES BY NAAC

A series of publications on the ‘Best Practices’ assessed on different aspects

(i) Curricular Aspects;

(ii) Evaluation of Students;

(iii) Student Feedback and Participation;

(iv) IQAC activities;

(v) Library & Information Services; and

(vi) Community engagement.

11.5. National level Best and Good Practice initiatives and facilitating UGC Regulations and Guidelines:

11.5.1. Academia-Industry Interactions in Higher Educational Institutions

11.5.1.1. Current Status of Cooperation between Academia and Industry

11.5.1.2. Reasons Behind the Gap Between Academia and Industry

11.5.1.3. Avenues for Future

11.5.1.4. Interaction Between Industry and Doctoral Programs

11.5.1.5. Academia-Industry Interaction Should be Considered as Part of Education

11.5.1.6. Industry Team Project: Real world Experience

11.5.1.7. Industry and Government Research Relationships

11.5.1.8. Provision for Scale-up Operation and Entrepreneurial Ventures

11.5.1.9. Consultancy Services

11.5.1.10. Nurturing the Innovation Ecosystem

11.5.1.11. UGC Guidelines for Establishing University-Industry Inter-Linkage Centres in Universities

11.5.2 Internationalization of Indian Education

11.5.3 Foreign Collaborations

CONTENTS

Foreword v Acknowledgements ix

Introduction 1 

I Genesis and Development of Appointment Norms of Vice-Chancellors, their Duties, Responsibilities, Powers and Functions 9

II Attributes of a 21st Century Vice-Chancellor of an Internationalised University 19

III Code of Conduct for the University community 31

IV Statutory/Regulatory Councils / Bodies and their Acts/Statutes/ Ordinances/Regulations 47

V Autonomy of Higher Educational Institutions and Regulatory Provisions 99

VI Human Resource Management: Teachers, their Appointments, Promotions and Norms 108

VII Financial Administration and Norms, Accounts and Audit Rules 134

VIII Student Harmony in Higher Educational Institutions and Grievance Redressal Mechanism 169

IX Higher Education: Quality, Teachers, and Employability of Graduates 179

X University e-Governance and Administrative, Professional And Leadership Development Programmes in Higher Educational Institutions 234

XI Best Practices in Higher Education System 267

XII UGC Quality Mandate 288

References 290

Appendix – Compendium relating to Circulars/Orders issued by Government of India/UGC

https://www.timesascent.com/jobSearch/vice%20chancellor

https://paperads.timesascent.com/epaper/output/28072021/24437876_1.jpg  RNB Global Bikaner

https://paperads.timesascent.com/epaper/output/13072021/24414655_2.jpg  Nehru Gram Bharati Univ Prayagraj

https://paperads.timesascent.com/epaper/output/07072021/24414419_1.jpg   Markandeya Unvi, Ambala

https://paperads.timesascent.com/epaper/output/30062021/24406493_1.jpg  Atmiya Univ Rajkot

https://paperads.timesascent.com/epaper/output/09062021/24385142_1.jpg    Univ of Kota

https://www.linkedin.com/jobs/vice-chancellor-jobs/?originalSubdomain=in

Finance

Human Resources

Facilities

Admissions

Placements

Quality - Teaching/Learning

Research

Service by Faculty Members

Marketing

Relationships Management

Strategy

Supply Chain Management

Policies Formulation

Process Design

Knowledge Management

Benchmarking and Best Practices

Hindu Rashtra - The Concept - Origin and Its Development Over The Years

 

The land south of Himalayas is called Himavarsha. It was subsequently called Bharata Varsha. In this land termed as Bharat Varsha, the worship of many Gods or Deities is practiced. There were fights about who is supreme, there stories describing supremacy of individual Gods and there are stories synthesizing the existence of multiple deities. There is ancient knowledge called Vedas, which is believed to be the knowledge transferred from Supreme God to Brahma and then onwards transmitted to others. There is elaborate arrangement to make sure that it is not altered. But still many alternations have taken place and they are accommodated as shakhas of Vedas. There are puranas equally old but they are stories of events recited by some individuals about the events in creation of this entire universe and its progress. Naturally,  the reason for the existence of the universe and the logic governing its progress are discussed in the events of the puranas (purans). All this religious literature describes places mainly in Himavarsh or Bharatavarsh and only a very limited description is there of other places.

The places in Bharatvarsh from Himalayas to the Sea (Samudra) at its Southern side are described in this literature and there are many sacred places.

1925

Hindu Rashtra Darshan

Veer Savarkar

Prabhat Prakashan - Religion

A Hindu, to sum up the conclusions arrived at, is he who looks upon the land that extends from Sindhu to Sindhu, from the Indus to the seas, as the land of his forefathers, his pitrabhu, who inherited the blood of that race whose first discernible source is traced to the Vedic Saptasindhus, which, on its onward march, assimilated much that was incorporated and ennobling. The Hindus, who inherited and claimed as their own the culture of that race, as expressed chiefly in their common classic language, Sanskrit, and represented by a common history, a common literature, art and architecture, law and jurisprudence, rites and rituals, ceremonies and sacraments, fairs and festivals, and who, above all, address this land, this Sindhustan, as their punyabhu, as the holy land, the land of their saints and seers, of godmen and gurus, the land of piety and pilgrimage. These are the essentials of Hindutva – a common rashtra, a common jaati, and a common sanskriti. All these essentials could best be summed up by stating in brief that they are Hindu to whom Sindhustan is not only a pitrabhu but also a punyabhu.

—Excerpts from this book

https://books.google.co.in/books?id=8VXMDwAAQBAJ

Assimilation of Foreigners into Bharatavarsha - Continuous Process.

 During the last one thousand years, there bad been many foreign aggressions on our land. The invaders such as the Greeks, Hunas and the Shakas who came previously were either defeated and driven out or, if some of them stayed over, were absorbed in the Hindu Society. But the invaders who came during thelast ten or twelve centuries could not be driven out. They could not be absorbed either. They remained a separate entity and ruled as foreigners in this land.

Bunch of Thoughts - Guruji - p.117 in the file)

JOURNAL ARTICLE

Evaluating the Ideology of Hindurashtra

TANIKA SARKAR

India International Centre Quarterly

India International Centre Quarterly

Vol. 22, No. 1, SECULARISM IN CRISIS (SPRING 1995), pp. 137-142 (6 pages)

https://www.jstor.org/stable/23003716?seq=1#metadata_info_tab_contents

https://carnegieendowment.org/2020/02/03/i-could-not-be-hindu-is-unique-testimony-to-sangh-s-casteism-pub-81000

https://www.dailypioneer.com/2018/columnists/hedgewar--a-native-vision-of-nationhood.html

Sandhya Vandanam

https://www.shastras.com/mantras-and-rituals/sandhya-vandanam/

Gayathri Japam

Om Bhur Vhuvah Svah

Tat Savitur Varenyam

Bhargo Devasya Dheemahi

Dhiyo Yo Nah Prachodayat

ॐ भूर्भुवः स्वः

तत्सवितुर्वरेण्यम

भर्गो देवस्य धीमहि।

धियो यो नः प्रचोदयात॥

Word meaning: Om: The primeval sound; Bhur: the physical body/physical realm; Bhuvah: the life force/the mental realm Suvah: the soul/spiritual realm; Tat:  That (God); Savitur: the Sun, Creator (source of all life); Vareñyam: adore; Bhargo: effulgence (divine light); Devasya: supreme Lord; Dhīmahi: meditate; Dhiyo: the intellect; Yo: May this light; Nah: our; Prachodayāt: illumine/inspire.

We meditate on that most adored Supreme Lord, the creator, whose effulgence (divine light) illumines all realms (physical, mental and spiritual). May this divine light illumine our intellect.

https://www.sathyasai.org/devotional/gayatri

O thou existence Absolute, Creator of the three dimensions, we contemplate upon thy divine light. May He stimulate our intellect and bestow upon us true knowledge.

O Creator Please make ignorance  distant from us and promote illumination within us.

Gayathri Upasthanam

Do pranayamam and then stand up and chant

Facing the same direction:

Pratha sandhyam upasthanam karishye (during pratha sandhya)

Adithyam upasthanam karishye (during madyannikam)

Sayam sandhyaupasthanam karishye (during sayam sandhya)

Then repeat

Uthame shikare devi, bhoomyam parvatha vardhini,

Brahmanebhyo anugnanam, gacha devi yada sukham.

Surya Upasthanam

During morning (Pratha Sandhya)

For Yajur Vedis

Mithrasya charshanee drutha sravo devasya saanaseem,

Sathyam chithra sravasthamam

Mithro janan yathayathi prajanan mithro dhadhara prithveem udadhyam.

Mithra krushti ranimisha bichashte sathyaya havyam krudavath vidhema

Prasa mithra martho aasthu prayaswan yastha adithya sikshathi vrathena

Na hanyathe na jeeyathe thwotho naina manho asnoth yanthitho na doorath

For Rik Vedis

Mithrasya charshani drutho aavo devasya sanaasi

DyumNamah chitra sravasthamam

Mithro janan yathayathi bruvaano mithro dathaara prithveem udathyam

Mithra srushtir nimishaa abhishte mithraaya havyam gruthava jjuhodha

Prasamithra martho asthu prayaswaan yastha adhithya sikshathi vruthena

Na hanyathe, na jeeyathe dwotho sanNamah aho asnodhyanthitho na doorath

Jatha vedase sunavaama soma marathi yadho nitha hadhi veda

Sa na parshathathi durgaani viswaa naaveva sindhum durithath yagni

Pisanga brushti mam brunam pisasi mindra sam mruna

Sarvam raksho nibarhaya (rotate hand over face)

Badhram karnobhi srunyama deva

Badhram pasye makmaa akshabir yajathraa

Sthirai rangaisdushtuvaangsathaubhi

Vyasema deva hitham yadayu (touch ears)

Kesya agnim kesee visham kesi pibarthi rodani

Kesi viswam swarduche keseetham jyothi ruchyathe (touch hair)

For Sama Vedis

Yaso aham bhavami brahmananaam yaso ragnam yaso visaam

Yasa sathyasya bhavami

Bhavami yasasaam yasa

Adithya naava maroksham poornamparipadinim

Achithram bharayishnaveem satharithraam swasthye om Namah adithyaya

Udyantham dwa aadithyanu deeyasam

During Noon (Madyaneekam)

For Yajur Vedis

Aasathyena rajasa varthamano nivesayan amrutham marthyancha

Hiranyena savitha rathena aaadevo yathi bhuvana vipasyam

Udvayam thamasaparee pasyantho jyothirutharam

Devam devathra soorya maganma jyothiruthamam

Uduthyam jatha vedasam devam vahanthi kethava

Druse viswaya soorya

Chithram devaana mudagaa daneekam chakshu mithrasya varunasyagne

Aa praa dyaava pruthvi aanthareeksha soorya aathma jagathasthushacha

Tachakshur deva hitham purasthath chakra mucharath

For Rik Vedis

Aakrushno na rajasa varthamano nivesayan amrutham marthyancha

Hiranyayena savitha ratheno devo yadhi bhuvanani pasyan

Thachakshur devahitham purasthaschakra mucharath

Pasyema sarada satham

Jeevema sarada satham

Hamsa suchishath vasur anathreeksha sath hotha vedishadathir drona sath

Nrushatvarasath ruthasath vyomaasa thabja koja ruthaja adrija rutham bruhath

Uduthyam jatha vedasam devam vahanthi kethava

Druse viswaya sooryam

Apathye dayavo yada nakshatrayandyakthubhi

Sooraaya viswa chakshase

Chithran devanam udagadaneekam chakshur mithrasya varunasyagne

Aapradyava pruthvee anthareeksha soorya athma jagatha sthas dushacha

That sooryasya devathvam than mahithwam

Madhya karthor vidhatham sancha bhara

Yadeda yuktha haridas sadasthath

Aadrathri vasa sthanu they simasmai

Than mithrasya varunasya abhi chakshe

Sooryo roopam grunuthe dyo roopasthe

For Sama Vedis

Aadhithya navamaroksham poorna maparipaddhineem

Acchithram bharayishnaveem sadarithraam swasthaye

Om Namah adithyaya, Namah adhithyaya, Namah adhithyaya

Uduthyam jatha vedasam devam vahanthi kethava

Druse viswaya sooryam

Chithram devaanam udaganeekam chakshur mithrasya varunasyagne

Aa pra dyava pruthvi anthareeksha soorya athma jagadas tha dushacha

Thachkshur deva hitham purasthac chukramussarth

Om bhorbuvaswarom

Soorya iva druse bhooyasam agneeriva thejasa, vayuriva pranena, soma iva ganthena, brahaspathher iva budhya, aswina iva roopena, indragni iva balena, brahma bhaga evaham bhooyasam paap mabhaga me dwishantha.

During Evening (Sayam Sandhya)

For Yajur Vedis

Imam me varuna sruthi hava Madhya cha mrudaya

Thvaam mavsyu rachake

Tathwayami brahmana vandamanas thadhasaasthe yajamano havirbhi

Ahedamano varuneha bhodyurusa sa maa na aayu pramoshi

Yacchidithe visho yadha pradheva varuna vratham

Minimasi dyavi dyavi

Yat kinchedam varuna daivye jane abhidroham manushyascharamasi

Achithee yath thava dharma yoyopima maa nasthasma thenaso deva reerisha

Kitha vaso yad riripur na dheevi yad vagha Sathya muthayanna vidhma

Sarvaa thaa vishya sithireva devathaa the syama varuna priyasa

For Rik Vedis

Imam me varuna sruthi hava Madhya cha mrudaya

Thvaam mavsyu rachake

Tathwayami brahmana vandamanas thadhasaasthe yajamano havirbhi

Ahedamano varuneha bhodyurusa sa maa na aayu pramoshi

Yacchidithe visho yadha pradheva varuna vratham

Minimasi dyavi dyavi

Yat kinchedam varuna daivye jane abhidroham manushyascharamasi

Achithee yath thava dharma yoyopima maa nasthasma thenaso deva reerisha

Kitha vaso yad riripur na dheevi yad vagha Sathya muthayanna vidhma

Sarvaa thaa vishya sithireva devathaa the syama varuna priyasa

Jatha vedis sunavaama soma maarathi yadho nitha hadhi Veda

Sa na parshathathi durgaani viswaa naaveva sindhum durithath yagni

Pisanga brushti mam brunam pisasi mindra sam mruna

Sarvam raksho nibarhaya (rotate hand over face)

Badhram karnobhi srunyama deva

Badhram pasye makmaa akshabir yajathraa

Sthirai rangai sdushtuvaan sasathaubhi

Vyasema deva hitham yadayu (touch ears)

Kesya agnim kesee visham kesi pibarthi rodani

Kesi viswam swarduche keseetham jyothi ruchyathe (touch hair)

For Sama Vedis

Yaso aham bhavami brahmananaam yaso ragnam yaso visaam

Yasa sathyasya bhavami

Bhavami yasasaam yasa

Adithya naava maroksham poornamparipadinim

Achithram bharayishnaveem satharithraam swasthye om Namah adithyaya, Namah adhithyaya, Namah adithyaya

Prathi thishtantham thavar adhithya anu prathi thishtassam.

Samashti Abhivadanam

Starting from the direction facing which the japa was done after each manthra turn 90 degrees to the right. Say the next manthra and so on.

Sandhyayai Namah

Savithryai Namah

Gaythryai Namah

Saraswathyai Namah

Then chant with folded hands facing the same direction

Sarvebhyo devathabhyo namo Namah

Then chant facing the same direction

Kamo karshed manyura karshed namo Namah.

Then touch with both hands the ears slightly bow and chant

Abhivadaye (tell your rishis) (tell number) Risheya

(tell your pravara) pravaranvitha

(tell your Gothra) gothra

(tell your Suthra) suthra

(tell your Veda) adhyay

Sri (tell your name) sarmanam aham asmibho

After this touch your feet with both hands and do Namahskaram.

Some examples of Pravara Rishis

Gothra pravara rishaya

Athreya Athreya Archanaanasa, syavaaswa traya risheya

Naidruva kasyapa Kasyapa, Avathsara, Naidruva traya risheya

Gargeya Aangeerasa, Chainya, Gargya traya risheya, Aangeerasa, Barhaspathya, Baradwaja, Chainya-Gargya pancharisheya

Koundinya Vasishta, Maithra varuna, Koundinya traya risheya

Koushika Vaiswamithra, Aagamarshana, Koushika traya risheya

Gowthama Aangirasa-aayasya-gowthama traya risheya

Baradwaja Aangeerasa, Barhaspathya, Bharadwaja traya risheya

Haritha Aangeerasa, Ambareeksha, Younaswa trayarsheya

Sounaka Garthsamadha Ekarsheya

Chandilya Kasyapa, Aavathsara, Naidruva, Reba, Saptha risheya

Raibha, Choundilya, Chandilya

 Dig Devatha Vandhanam

With folded hands offer salutations to the different directions facing that direction:

Pracyai dishe Namah (East)

Dakshinayai dishe Namah (South)

Pradeechai dishe Namah (West)

Udichyai dishe Namah (North)

Then again face the direction in which you were doing japa and continue

Oordwaya Namah (above)

Adharaya Namah (below)

Anthareekshaya Namah (straight)

Bhoomyai Namah (earth)

Brahmane Namah

Vishnave Namah

Mrutuyuve Namah

Yama Vandanam

Yamaya Namah

Yamaya dharma rajaya, mrutyuve cha anthakaya cha

Vaivaswathaya kalaya sarva bhootha kshayaya cha

Oudhumbharaya dhagnaya neelaya parameshtine

Vrukodharaya chithraya chithra gupthaya vai Namah

Chithra gupthaya vai Namah om Namah ithi

Harihara Vandhanam

Ruthagum sathyam para brahma purusham Krishna pingalam,

Oordhwrethwam viroopaksham Viswa roopaya vai Namah

Viswa roopaya vai Namah om Namah ithi

Soorya Narayana Vandhanam

Namah savithre jagadeka chakshushe,

Jagat prasoothi sthithi naasa hethave,

Trayin mayaya trigunathma dharine

Virinchi Narayana sankara athmane

Dyeya sada savithru mandala Madhya varthi

Narayana sarasijasana sannivishta

Keyuravan makara kundalavaan

Kiriti haari hiranya vapur drutha sankha chakra

Sanka chakra gatha pane dwaraka nilayachythe

Govinda pundarikaksha raksha maam sarana gatham

Aakasath pathitham thoyam,

Yada gachathi sagaram,

Sarva deva Namahskara

Sri kesavam prathi gachathi,

Sri kesavam prathi gachathi om na ithi

Some families face the North after this and chant the following Sarpa Raksha Manthram:

Narmadayayi Namah-Prathar narmadayai namo nisi

Namosthu narmadhe thubhyam trahi maam visha sarpatha

Apa sarpa sarpa bhadram the Dooram gacha maha yasa

Janamejayasya yagnanthe aasthika vachanam smaran

Jarath karer Jarath karvam samuthpanno maha yasa

Aasthika Sathya santho maam pannagebhyo abhi rakshathu.

Then do sashtanga pranamahm after reciting Abhivadaye as explained above.

Vaishnavites recite the following manthra before Abhivadaye in addition:

Namobrahmanya devaya Go brahmana hithaya cha,

Jagathidaya krishnaya Govindaya namo Namah

Sree ranga mangala nidhim karuna nivasam Sree Venkadadri Shikaralaya kala megam

Sree Hasthi saila Shikarojwala Parijatham Sreesam Namahmi sirasa yadu saila deepam.

Hindu Mahasabha - History

http://www.abhm.org.in/about.aspx#

HINDU MAHASABHA AN INTROUDCTION

Akhil Bharat Hindu Maha Sabha  was formed in 1907.  Hindu Mahasabha is a hindusangathan movement and politics of hindutva. Hindu Mahasabha is a non-secular party, established for safeguarding issues of Hindus.

The Eminent personalities who founded this Organisation and who presided over the ALL INDIA Sessions held are: Pandit Madan Mohan Malaviya, Swami Sharadhanand ,Shankaracharya Dr Kurtkoti , N.C.Kelkar , Lal Lajpat Rai , Raja Narendranath , Ramanand Chatterjee , Vijayaraghavacharya, Bai Parmanand, Bhikustootama, Veer Vinayak Damodar Savarkar, Dr B. S.Moonje, Dr Shyama Prasad Mukherjee, Dr N.B.Khare, N.C.Chaterjee, Prof V.G.Deshpande, N.N.Banerjee.Vikram Savarkar, Balarao Savarkar. This party was also represented in Parliament by noted Parliamentarians like Dr Shyama Prasad Mukherjee, Prof V.G.Deshpande, N.C.Chaterjee, Dr N.B.Khare, Bhishanchand Seth, Mahant Digvijaynath Pandit Brij Narayan Brijesh, SMT Shakuntala Nayar. In freedom struggle some personalities of this party where prosecuted by British, sentenced to death, sentenced and send to Andaman’s, Among them where Veer Vinayak Damodar Savarkar, Babarao Damodar Savarkar, Bhai Parmanand, Ashutosh Lahiri and Baba Madan Singh Goga.Several revolutionaries where active members.

In the past Dr.Rajendra Prasad, Babu Jagjivan Ram, Jairamdas Daulatram, S.K.Patil, M.R.Jaykar, Dr. Chotiram Gidwani, Meherchand Khanna and several other Congress Leaders were actively associated with Hindu Mahasabha, and were office bearers. In 1926 Shri Vitthalbhai Patel and Motilal Nehru had attended the session at Calcutta (Kolkatta). In the 1925 election to Provincial Legislatures nationalists supported by Hindu Mahasabha were elected in Sindh, Bengal, Punjab, C.P (Central Province) & U.P (Uttar Pradesh) including personalities like Lal Lajpat Rai inn Punjab, Dr B.S.Moonge in C.P and Shri G.D.Birla in U.P.  In 1935 Elections the Congress Nationalist Party supported by Hindu Mahasabha secured 13 seats for the Central Assembly as against 44 of the Congress party. Shri J.P.Shrivastav and Dr. N.B.Khare were members of the Executive Council of the Viceroy as representatives of Hindu Mahasabha. Dr B.S.Moonje had represented Hindu Mahasabha in the Round Table Conference.  Dr Shyama Prasad Mukherjee was working as a Minister For Industry in the Nehru Cabinet on Behalf of the Hindu Mahasabha. In 1944 at Bilaspur Session of ALL India Hindu Mahasabha under the Presidentship of Dr. Shayama Parsed Mukherjee a model Constitution of India was adopted. Some of  its   salient features are included in the Constitution of India. 

ANNUAL SESSIONS

  Session               Date       Venue        President

   

 1st Session 29-Mar-1905 Haridwar       Raja Mahendra Singh Nandi

   

 2nd Session 30-Mar-1905 Haridwar      Madan Mohan Malaviya

   

 3rdSession 31-Mar-1905 Haridwar     Madan Mohan Malaviya

   

 4th Session 26-28 December 1918 Delhi Raja Sir Rampal

http://www.abhm.org.in/about.aspx#

Sources

1983

EPW Article - Raghavan

https://www.jstor.org/stable/4372069?seq=1#metadata_info_tab_contents

The hindu mahasabha in Maharashtra
Researcher: Valsangkar, Sanjyot

Name of the Guide Sumant, Y M
University: Savitribai Phule Pune University
Completed Date: 1997
Department of Politics & Public Administration

http://shodhganga.inflibnet.ac.in/handle/10603/149954

Hindu Mahasabha in Colonial North India, 1915-1930: Constructing Nation and History

Prabhu Bapu

Routledge, 2013 - History - 248 pages

Hindu nationalism has emerged as a political ideology represented by the Hindu Mahasabha. This book explores the campaign for Hindu unity and organisation in the context of the Hindu-Muslim conflict in colonial north India in the early twentieth century. It argues that India's partition in 1947 was a result of the campaign and politics of the Hindu rightwing rather than the Islamist politics of the Muslim League alone.

The book explains that the Mahasabha articulated Hindu nationalist ideology as a means of constructing a distinct Hindu political identity and unity among the Hindus in conflict with the Muslims in the country. It looks at the Mahasabha’s ambivalence with the Indian National Congress due to an extreme ideological opposition, and goes on to argue that the Mahasabha had its ideological focus on an anti-Muslim antagonism rather than the anti-British struggle for India’s independence, adding to the difficulties in the negotiations on Hindu-Muslim representation in the country. The book suggests that the Mahasabha had a limited class and regional base and was unable to generate much in the way of a mass movement of its own, but developed a quasi-military wing, besides its involvement in a number of popular campaigns.

https://books.google.co.in/books?id=iUFalxUFFWkC

https://india.wikia.org/wiki/Akhil_Bharat_Hindu_Mahasabha

https://loksabha.nic.in/Members/partyar.aspx?lsno=2&tab=14

https://www.cambridge.org/core/journals/modern-asian-studies/article/abs/hindu-mahasabha-and-the-indian-national-congress-1915-to-1926/BB6384DD2E88E962A3BF2F68A4F5FC4E

Ud. 21.9.2021

Pub 23.7.2018

Promoting Student Admissions

https://www.amsdigital.in/blog/digital-marketing-strategies-for-educational-institutional.php 

https://www.linkedin.com/pulse/exploring-marketing-options-college-admissions-rakesh-valsan/

https://www.emich.edu/admissions/undergraduate/promoting-the-publics/index.php

https://www.iosignite.com/case-study-cbit-hyderabad/

https://admissions.tamu.edu/marketing-request

https://blog.efmdglobal.org/2020/11/26/future-proofing-your-business-school-admissions-strategy/

A survey conducted by RelishCareers found that over 35% of job offers extended to MBA graduates had either been changed or rescinded in light of COVID-19, affecting just over 20% of the class of 2020 and close to 40% of the class of 2021.

The median salary for graduates in the recent survey is $105,000 compared to $115,000 earlier. It is over 60% higher than the median salary for bachelor’s degree graduates, which is $65,000. There is  value in the graduate management degree. 

Inbound marketing, which combines content, social media, email, SEO, and other initiatives to boost overall visibility online, could help b-schools generate a steady stream of inquiries and applicants through good times and bad.

A quick glance at the London Business School’s Twitter account shows that it maintains an active, multichannel online presence, which incorporates promoting its programmes, highlighting student voices, and amplifying content created across different channels.

Modern Admissions Communications Strategy

Deprived of the personal interaction avenues, admissions professionals need to work even harder to ensure each and every lead is followed up with, utilising both automated and manual email, phone, SMS, and instant messaging contact.

They can have  Zoom calls.  They can provide view virtual tours of campus.

https://www.insidehighered.com/admissions/article/2017/05/08/experts-consider-how-admissions-marketing-can-differentiate-without

To develop a strong brand strategy, institutions need to identify both the rational and emotional factors that draw people to their brand and keep them connected for a very long time. Colleges are often pretty good at figuring out the rational attributes that build affinity for their institutions. Colleges are significantly less adept at identifying the emotional connections to their brand because its driven by its people, its institutional personality, and its culture. These aspects of a university’s brand can be difficult to identify and articulate. Strong, thorough, and patient qualitative and quantitative research can dig out it out. 

Competitive strategy rooted in authenticity is the surest path to brand salvation. That means celebrating the undeniable strengths of a college, supported by the stories of its real heroes i.e. students, alumni and faculty. 

https://www.timeshighereducation.com/hub/keystone-academic-solutions/p/digital-student-recruitment-time-coronavirus

How B-Schools Can Utilize Email Marketing for Student Recruitment

Posted by Paula McKay

Paula McKay is the director of client success for GMAC Connect

Posted on Jan 24, 2020 

https://blog.gmac.com/gmac-advisor/how-b-schools-can-utilize-email-marketing-for-student-recruitment

Marketing & Recruitment During COVID-19

Posted by Betty Su

SVP and General Manager, GMAC Connect

Posted on Mar 30, 2020 

https://blog.gmac.com/gmac-advisor/marketing-recruitment-during-covid-19

The Importance of Data Analytics in Recruitment Strategy

Posted by Aram Karakashian

Aram Karakashian is Senior Recruitment and Admissions Manager, Early Career Programmes, at the London Business School.

Posted on Jun 19, 2018 

https://blog.gmac.com/gmac-advisor/the-importance-of-data-analytics-in-recruitment-strategy

https://www.higher-education-marketing.com/blog/social-media-business-schools

Since restructuring the Google Ads accounts from the ground up, we’ve seen an increase in conversion rate from 0.05% to 3% (+5,980%), a massive 957% increase in the amount of leads generated, and a reduction of 83% in the cost of a brochure download (CPA).

https://helloseed.co.uk/work/said-business-school/

For advertising

https://www.qs.com/topuniversity-solutions-overview/tu-display-advertising/

INTAKE PROMOTION MEASURES: ADMISSIONS (2016-17)

A well-integrated communication program.  Key elements are:

Consistent advertising in leading dailies, aligned to the marketing and sales cycle for the respective 

program groups

 Besides promoting program specializations, specific advertisements were run to highlight industry collaborations and students wins in law competitions 

o Tactical support from FM radio in key cities to maximize response close to applications closure

o Extensive presence in social media – Facebook, Twitter, LinkedIn and in a number of discussion 

forums relevant to each program group

o 4-5 months campaign on a number of leading education portals such as MBA Universe, Careers 

360, MBA Rendezvous, Mingle Box and tactically on a number of test prep institute portals

o Digital campaigns on select education and test prep portals in Engineering, MBA and Law to 

support campaigns in print and social media 

o Digital engagement with students at various stages of the enrollments – leads, prospects, 

applicants and admission takers.

o More than 50 webinars conducted across various program groups – B. Tech., M. Tech., BBA, 

MBA and Law to promote program specific features 

o New initiative: Series of group conference calls held with applicants in B. Tech and BBA programs 

to address their programs and admissions process related queries

o Extensive School and College Contact program, participation in important education fairs in 

different geographies.

 Program primers dispatched to the early admissions in MBA and BBA to create affinity and referrals 

for various programs. Information booklet highlighting the various B. Tech. programs as well as 

preceding year’s selection ranks sent to all students taking the UPES B. Tech. entrance test.

Active follow up on leads generated through various online and offline initiatives.

Normalization programs conducted for students who took admission in the MBA (M3 - Monsoon 

Management Magic) and M. Tech (T2 – Tech Tonic) programs. This onboarding programme combined 

fun, physical activities, cultural activities and classroom sessions. 

A very well conducted centralized counselling process for B. Tech. admissions with participation from 

key faculty, HoDs and Career Services executives

Extensive School and College Contact program, participation in important education fairs in different 

geographies. The team visited 1000+ schools and collected close to 32,000 leads, a growth of 200% over the preceding year

Source: UPES Annual Report 2016-2017

COST PER CLICK: an average cost per click in education is $1.80.

PPC Conversion Rates in Higher Ed

11 JUNE 2013

https://www.higher-education-marketing.com/blog/ppc-conversion-rates-higher-ed

When should you be running a branded search campaign?

2019

https://guusgoorts.com/blog/should-universities-be-advertising-on-google/

Average Conversion Rates by Industry, Ad Provider, and More

https://blog.alexa.com/average-conversion-rates/

https://itechind.com/blog/how-to-promote-college-admissions-in-india-through-digital-medium/

Interesting ideas

13 online marketing strategies

https://www.graffiti9.com/training/guidelines-to-increase-school-admissions-for-the-academic-year-2020-21-with-digital-marketing/

Interesting

https://abound.college/advice/must-have-strategies-for-marketing-to-mba-students/

Interesting

The Importance of Online Events in Digital Marketing for Business Schools

https://www.higher-education-marketing.com/blog/digital-marketing-for-business-schools

AACSB articles

https://www.aacsb.edu/insights/search?sort=recent&results=21

https://www.aacsb.edu/insights/2020/april/marketing-your-business-school-during-a-pandemic-4-tips

https://www.aacsb.edu/insights/2021/august/personalizing-mba-recruitment

https://www.theseventhsense.com/blog/10-effective-higher-education-marketing-strategies-for-2019

https://www.aacsb.edu/insights/2021/july/new-technologies-transform-mba-admissions

https://www.gettingsmart.com/2017/01/6-steps-successful-school-marketing-plan/

Private colleges pay student recruiters up to $300,000 in bonuses ($3000 per student) in Australia

By Anna Patty and Nigel Gladstone

March 15, 2021

https://www.smh.com.au/education/private-colleges-pay-student-recruiters-up-to-300-000-in-bonuses-20210225-p575s0.html

https://www.iesonline.co.in/

https://www.careermosaic.org/universities.php

https://www.iimcal.ac.in/why-b-schools-need-go-social

https://blog.epravesh.com/manage-marketing-budget-institute/

https://www.insidehighered.com/blogs/call-action-marketing-and-communications-higher-education/total-marketing-spend-hard-questions

Universities spending millions on marketing to attract students

2 Apr 2019 

The University of Central Lancashire said the £3.4m was the total marketing spend on undergraduate, postgraduate and research student activity, in the UK and internationally, adding that it represented “only 1.5% of our total turnover”.

https://www.theguardian.com/education/2019/apr/02/universities-spending-millions-on-marketing-to-attract-students

2021

Blackthorn events software

https://www.blackthorn.io/content-hub/how-washu-olin-business-school-achieves-record-breaking-registrations-and-maximizes-their-marketing-budget?35cc3649_page=3

https://www.higher-education-marketing.com/blog/6-steps-to-business-school-advertising-success

https://www.oho.com/2020-business-school-marketing-benchmark-report

https://www.mplans.com/education_marketing_plan/marketing_vision_fc.php

https://www.mplans.com/education_marketing_plan/marketing_calendar_fc.php

https://gmatclub.com/forum/business-school-dean-we-are-all-in-agreement-that-we-must-cut-unneces-270304.html

https://www.thecrimson.com/article/2018/5/23/yir-harvard-advertising/

Ud.  21.9.2021, 5.9.2021, 16.8

Pub 12.8.2021

Dehradun - City and District - Uttarakhand - Colleges - Education

 

Education

https://engineering.careers360.com/colleges/list-of-engineering-colleges-in-dehradun

ICFAI University Dehradun

Meritum Ethics, meaning Merit and Ethics.   - ICFAI

----

“ Meritum Ethics “  BJB Autonomous College

Merit and Ethics refer to the duties of beneficence that we are required to perform in our 

individual and institutional lives. The institution contributes to the process of acquisition of 

knowledge as an active and continuous development of human reason in the direction of universal 

happiness.

Our aim for our graduates is that they will:

 Demonstrate deep conceptual understanding of their chosen discipline 

 Approach challenges with curiosity, critical thinking and creativity 

 Innovatively apply their skills to tackling complex real World problems 

 Understand and value different cultures and perspectives 

 Display a strong sense of personal and professional identity

------

Meritum

https://latin-dictionary.net/definition/26800/meritum-meriti

https://www.merriam-webster.com/dictionary/merit

https://en.wiktionary.org/wiki/meritum

https://en.wiktionary.org/wiki/meritum#:~:text=Noun,fault%2C%20blame%2C%20demerit

https://www.wordsense.eu/meritum/

https://worldofdictionary.com/dict/latin-english/meaning/meritum

Vision: Merit with Ethics

The vision of the University is to inculcate an approach through continuous and proactive endeavors, in acquiring domain knowledge, professional skills and positive attitude and to promote amongst faculty member a strong culture of creation of knowledge through higher learning and research.

Mission

The mission of the University is to offer world class, innovative, career-oriented professional post graduate and undergraduate programs through inclusive technology-aided pedagogies to equip students with the requisite professional and life skills as well as social sensitivity and high sense of ethics. The University will strive to create an intellectually stimulating environment for research, particularly into areas bearing on the socio-economic and cultural development of the state and the nation.

ICFAI TECH at IUD

https://icfaitech.admissions.ifheindia.org/

Intermediate colleges - Dehradun District

D.A.V. Intermediate College

3.5  (139) · College

Karanpur Rd

0135 265 4320

C.N.I. BOYS' INTER COLLEGE

4.0  (12) · School

0135 265 4362

Gandhi Inter College

3.6  (60) · College

11/1, Gandhi Rd

D S Rawat Intermediate College

 · College

Bhogpur, Rajpur Road, Rajpur Road

0135 241 7262

Govt inter college Patel nagar (राजकीय इंटर कॉलेज )

3.8  (18) · School

Government Inter College, Khurbura

3.1  (17) · Higher secondary school

0135 252 1431

Govt. Inter College

4.0  (5) · College

146, 4, Neshvilla Rd

Star Land Inter College

3.8  (34) · Junior college

G -403 ,Nehru Colony

Intermediate college

 · School

Pathri bagh

Government Inter College, Kishanpur

3.9  (9) · Higher secondary school

Inder Bawa Marg

MKP Girls Inter College

3.6  (139) · Women's College

10, New Rd

 0135 265 4829

Raajkiya Intermediate College

3.7  (3) · Higher secondary school

Hindu National Inter College

3.9  (15) · Junior college

26, Park Rd

Shri Laxman Vidyaalay Intermediate College

3.7  (42) · Government School

0135 262 5881

Rajkiye intermediate College

 · College

Panchayati Bhavan Rd

Md Inter College

 · School

2, Inder Rd

Government Inter College Dobhalwala

4.2  (13) · Higher secondary school

Neshvilla Rd

Dav (Pg) College - Investigator Isro

5.0   (2) · College

Dept Of Chemistry, Rajpur Road, Rajpur Road

0135 274 3208

S.R.D BAHUGUNA INTER COLLEGE, sewla kalan

3.4  (5) · School

221-A

CNI INTERMEDIATE COLLEGE Paltan Bazar

4.0  (2) · School

67, Sabji Mandi Rd

Shri Guru Ram Rai Inter College

4.1 

 (8) · School

C.N.I. Girls' Inter College

3.7   (33) · School

51C, Rajpur Rd

0135 265 8005

Dehra Public Inter College

3.9  (50) · School

Banjarewala Mafi, Uttarakhand

 094103 54911

Gandhi Intermediate College, Dispensary Road Dehradun

 · School

Shri Ram krishan Inter College

 · Junior college

mkp inter college

3.4   (50) · College

Uttarakhand · In MKP Girls Inter College

0135 265 4829

Government Inter College

4.6  (5) · Higher secondary school

Bahuguna Inter College

1.0   (2) · School

86, Lane-7

Government Inter College, Mehuwala

3.7   (28) · Higher secondary school

Ram Pyari Aryakanya Inter College Khudbuda Dehradun

3.3  (3) · School

P.i.c. S.d. Inter College

 · College

Bannu, Uttarakhand

Arya Inter College

3.6   (8) · Government School

Pant Road

Closed ⋅ Opens 10AM

Government Girls Inter College,Kargi,Dehradun

3.3  (10) · School

Dehradun

Sanatan Dharm Bannu Inter College

3.4   (24) · College

Race Course Rd, Near Police Line

0135 262 3962

Government Girls Inter College

3.6  (10) · Higher secondary school

Government Model Intermediate college

5.0   (1) · School

3, Inder Bawa Marg

Shri guru nanak public (boys)inter college,chukhuwala ,dehradun

4.0   (15) · College

28/37

Rajkiya Balika Inter College,22 rajpur road ,Dehradun

3.5   (26) · Higher secondary school

22, Rajpur Rd

· 0522 222 2123

"Government girl inter college."

Phool Chand Nari shilp girls inter college

3.9 

 (18) · College

108, 1, Chakarata Rd

GGIC Rajpur road Dehradun

4.9 

 (13) · School center

Rajpur Rd · In IDBI Bank Rajpur Road

Mangla Devi Inter College

3.5 

 (4) · School

11, EC Road

Ad world

3.7 

 (40) · Junior college

SGRR IC

Closed ⋅ Opens 8AM · 098978 65053

Government Inter College, Sabhawala

5.0 

 (1) · Higher secondary school

Closed ⋅ Opens 8AM

Regional training centre,cantt girls inter college

 · School

66

Sadhuram Inter College

3.4 

 (17) · College

Kanwali branch , Shakti Enclave, General Mahadev Singh Rd

Closed ⋅ Opens 8AM

Sadhu Ram Inter College

3.0 

 (11) · School

90, Raja Rd

061777 86822

Government Inter College Tapovan Road

 · Higher secondary school

GIC Tapovan Road

Closed ⋅ Opens 8AM

Shree Goverdhan Saraswati Vidya Mandir Inter College Dharampur

4.4 

 (28) · School

Near

0135 267 4058

Government Girls Inter College Lakhibagh Dehradun

3.3 

 (29) · Higher secondary school

828J+9C5

Closed ⋅ Opens 10AM

Sharda Inter College

3.6 

 (14) · College

8338+J75

Maheshanand Bahuguna Inter College

3.4 

 (18) · School

Lal bhadur shastri road

Government Inter College

4.0 

 (2) · Higher secondary school

Pondha, Uttarakhand

Varni Jain Inter College

4.1 

 (7) · School

Sara Dev Intermediate College

4.3 

 (12) · School

73M2+X2X

Open 24 hours

https://www.schoolsworld.in/schools/showschoolsindistrict.php?district_code=505

https://www.vidhyaa.in/blog/government-colleges-in-dehradun

CBSE Schools Dehradun

https://www.euttaranchal.com/schools/cbse-schools-in-dehradun.php

https://www.euttaranchal.com/schools/asian-school-dehradun.php

https://www.euttaranchal.com/schools/ecole-globale-international-girls-school-dehradun.php

https://www.euttaranchal.com/schools/tulas-international-school-dehradun.php

Ud 1.9.2021

pub: 22.8.2021

Krishna Yajurveda Hymns - Yajus - Kanda 2 - Collection

Complete Yajurveda YouTube Videos - Samhita 7 Kandas, Brahmanam, Aranyakam

https://www.youtube.com/watch?v=y2zEASecsuI&list=PLtPBR-KypqiH_WFfSVvxfEXfXYY3vi-0l 

2-1-1

https://www.youtube.com/watch?v=SIa3Y4n3BSo&list=UUm8w6kja8RE68vqNNxM7E2A&index=90

_________________

https://www.youtube.com/watch?v=SIa3Y4n3BSo

Neelakanta Iyer

_________________

Vaayavyam  shwethamaa labhetha  bhoothikaamo

Vaayurvai srepishtaa devathaam

Vaayumeva swenam bhaagadheyena upa dhavathi

Sa evainam bhoothim gamayathi bhavathi eva.

Athikshipraa  devathaas ithyaahu

Sa enam eeswaraa  pradaha ithi

Ethameva  santham  vaayave niyuthvatha

Aalabhetha  niyutha asya drithir dthithra eva

Bhoothim  upaithi  apradaahaaya  bhavathi  eva.

Vaayave  niyuthvatha  aa labhetha  graamakaamo

Vaayurvaa  imaa  prajaa  nasyotha  neneeyathe

Vaayumeva  niyuthvantham  swenam 

Bhaadhadheyena  upa dhaavathi

Sa evaasmai  prajaa  naasyo thaa  niyachathi

Graamyeva   bhavathi.

Niyuthvathe  bhavathi  druvaa  evaasmaa

Anapagaa   karothi.

Vaayave  niyuthvatha  aa labhetha

Prajaakaamaa  praano  vai vaayurapaano  niyuth

Praanaapaanou  khalu  vaa  ethasya  prajaaya  apa  kraamatho

Yo alam  prajaayai san prajaam  na  vindhathe

Vaayumeva  niyuthvantham  swena bhaagadheyena  upa dhaavathi

Sa  evasmai  praanaapaanaabhyaam  prajaam  prajanayathi

Vindhathe  prajaam.

Vaayave  niyuthvatha  aa labhetah

Jyogaamayaavi  praano  vai vaayurapaano  niyutha

Praanaapanou  khalu  vaa  ethasmaath  apakraamatho

Yasya  jyo  gaamayathi  vaayumeva  niyuthvanth

Svena  bhaagadheyena  upa  dhaavathi

Sa  evaasmin  praanaapaanou dadaathi

Utha  yadeethaasur  bhavathi  jeevathi  eva.

Prajaapathir  vaa idham  eka  aaseeth

So  akaayatha  prajaa  pashoon  sreejayethi

Sa  aathmaano  vapaam  udagheethath  thaam  agno

Praagnaath  thatho  ajaasthoopara  samabhaavaath

Tham  swayaayi  devathaaya  aalabhath

Thatho  vai  sa  prajaa  pashoon  asru  jaatha.

Ya  prajaakaama  pashoo kaamasyaath

Sa  etham  praajaapathyam  ajam  thoopaaram  aa labhetha

Prajaapathimeva  swenam  bhaagadheyena  upa dhaavathi

Sa  evasmai prajaam pashoon  pra  janaayathi.

Yath  smasrunaa  thath  purushaanaam  roopam 

Yath  thoopara  thath asvaanaam  

Yath  asya  nothaan  gaavaam

Yath  avyaa iva shaphaa  thath  avinaam

Yath  aja  thath  ajaanaam  

Ethavantho  thath  graamyai

Pashava  than  roopena  eva  avarundhe.

Soma   poushnam  threthamaa labhetha  pashukaamo

Dhyoo vaa  ajaaya  sthano naanaiva dhvaa abhijaayathe

Oorjam  pushti  thritheeya  soma  pooshaanaaveva

Svena  bhaagadheyena  upa dhaavathi

Thaavevaasmai  pashoon  pra janayatha

Somo  vai  rethodaa

Pooshaa   pashoonaam  prajanayithaa

Soma  evaasmai  retho  dadhaathi

Pooshaa   pashoon  pra janaya.

Oudhumbarao  yupo  bhavathi  urgava

Udhumbara  oork   pashava  oorja  eva

Asmaa   oorjam  pashoon  ava  rundhe.

Krishna Yajurveda - Jata Padam - Ghanam

Complete Yajurveda YouTube Videos - Samhita 7 Kandas, Brahmanam, Aranyakam

https://www.youtube.com/watch?v=y2zEASecsuI&list=PLtPBR-KypqiH_WFfSVvxfEXfXYY3vi-0l

__________________ 

https://www.youtube.com/watch?v=QDzgPo5LdoE

Sri Bharati Tirtha Veda patashala

___________________

US News Best College Rankings

 

https://twitter.com/USNewsEducation

https://www.usnews.com/education/best-colleges/articles/us-news-ranks-best-colleges?utm_source=usn_tw

https://www.usnews.com/education/best-colleges/articles/how-us-news-calculated-the-rankings

India - NITTT - National Initiative for Technical Teachers Training

 

Website;  https://nittt.ac.in/

Introduction video for the course on AICTE-NINTTT MODULE 1:Orientation Towards Technical Education and Curriculum Aspects

____________

https://www.youtube.com/watch?v=nt_Zo3vUzbk&list=PLRY5obBDKTRKFdobbRftltXSkIG4DE3UJ

____________

Module 2

Professional Ethics & Sustainable Development

Module 3

Communication Skills,Modes and Knowledge Dissemination

Module 4

Instructional Planning and Delivery

Module 5

Technology Enabled Learning and Life-Long Self Learning

Module 6

Student Assessment and Evaluation

Module 7

Creative Problem Solving,Innovation and Meaningful R & D

Module 8

Institutional Management and Administrative Procedures

Uttarakhand - Pharma Production - Health

 http://ukhfws.org/

Introduction

Uttarakhand Health & Family Welfare Society was constituted in the year 2002 with aim to serve as umbrella society for all national programs and effect health sector reforms with the help of external funding agencies such as USAID.

AIMS & OBJECTIVES OF UKHFWS

By vertical merger of all 6 important National Programs and recruitment of skilled staff the objective was to bring operational efficiencies in implementation of NPs at state and district level through smooth & effective fund flow, reporting mechanism and monitoring to oversee that the programs are running as planned and are on schedule in order to achieve the better health outcomes. All funds from Gol for operationalzing the NPs are received in UKHFWS and then released to program officers of different programs at state and district societies as envisaged in state & district action plans.

2018

UTTARAKHAND – INDIA`S EMERGING 

PHARMA HUB 

 There are more than 300 pharmaceutical units engaged in manufacturing in Uttarakhand, majorly located in Selaquoi, Haridwar and Udham Singh Nagar

 Currently Pharmaceutical sector employs more than 1,00,000+ people in Uttarakhand. 

 Currently, the Pharmaceuticals Industry of Uttarakhand is catering to around 20% of

country’s domestic requirement & Uttarakhand state is on a track of becoming global

Pharma hub. 

 With Uttarakhand State`s focus on pharmaceutical and infrastructure investments,

pharma majors have made their base in Uttarakhand

 In order to facilitate Pharmaceutical industries in the State, with well-developed

infrastructure established at Pharma City Selaqui Industrial Area, Dehradun. Spread

across 50 acres, with a capital investment of INR 12059.62 Lakhs. It is providing

employment to more than 1200 people. 

 Abundant skilled manpower is available in the State. The Uttarakhand Skill

Development Mission trains students for employment under Pharmaceutical Sector

with special courses and industry collaborations

India - MUDRA - Finance for Micro Units

2021

Achivements of Mudra Scheme so far

https://www.mudra.org.in/

Central government has set loans disbursement target under PM Mudra Yojana (PMMY) at Rs 3 trillion for financial year 2021-2022.

August 3, 2021

https://www.gktoday.in/current-affairs/mudra-loan-target-reduced-to-rs-3-trillion-in-2021/

Banks sanction over Rs 15 lakh crore under Mudra Yojana

By: PTI,| May 26, 2021 

As of March 26, 2021, loans sanctioned by member lending institutions amounting to Rs 15.10 lakh crore to 28.81 crore beneficiary, the Department of Financial Services under the Finance Ministry said in a tweet.

https://www.financialexpress.com/industry/banking-finance/banks-sanction-over-rs-15-lakh-crore-under-mudra-yojana/2259552/

December 2017

Mudra loan scheme - Success in meeting its targets of credit delivery.

Mudra loan scheme is a success in meeting its targets of credit delivery. The performance of the units and recovery of loans is to be watched.

                                               14 September 2017

#PositiveIndia: Employment Potential of Mudra Finance - Employment to 2 Crore Persons per Annum 

Presentation of Prof K.V.S.S. Narayana Rao, NITIE in a research conference on employment on 4 December 2017
__________________

___________________

 90 million loans worth 4.28 trillion rupees

We have launched the MUDRA scheme to provide easy finance of up to one million rupees to entrepreneurs. Since its launch in 2015,over 90 million loans worth 4.28 trillion rupees have been sanctioned.Of these, more than 70 million loans have been sanctioned to women entrepreneurs. - Prime Minister Narendra Modi
PM Modi - Inauguration Address -  Global Entrepreneurship Summit-2017 in Hyderabad on November 28, 2017
https://www.narendramodi.in/pm-modi-inaugurates-global-entrepreneurship-summit-2017-in-hyderabad-537989


July 2017/ September 2017

Target for 2017 - 2018

The Union Budget has announced a target of Rs. 2.44 lakh crore for Mudra Loans during 2017-18.


My Suggestion for 2018 - 19 is target of Rs. 3.55 lakh crore with two sub category targets.

1. New units -  Rs. 1 lakh crore for 1 crore persons.
2. Units promising additional employment to one person - Rs. 1 lakh crores for 1 crore units giving 1 crore persons wage employment.
3. Remaining Rs. 1.5 lakh crores under the old scheme.

MUDRA Loan scheme - Achivement during 2016 - 17

Loans extended under the Pradhan Mantri Mudra Yojana (PMMY) during 2016-17 have crossed the target of Rs. 1,80,000 crore for 2016-17.

Information available on sanctions currently stand at Rs. 1,80,087 crore with final data still awaited from some of the smaller non-banking lenders. Of this amount, Rs. 1,23,000 crore was lent by banks while non-banking institutions lent about Rs. 57,000 crore.

The number of borrowers this year were over 4 crore, of which over 70% were women borrowers. About 20% of the borrowers were from the Scheduled Caste Category, 5% from the Scheduled Tribe Category, while Other Backward Classes accounted for almost 35% of the borrowers.

The Union Budget has announced a target of Rs. 2.44 lakh crore for Mudra Loans during 2017-18.
http://pib.nic.in/newsite/PrintRelease.aspx?relid=161016

18 July 2017

Details of Mudra Loans sactioned in each district of Andhra Pradesh in 2016 -17

http://pib.nic.in/newsite/PrintRelease.aspx?relid=168580




Counterview on Mudra

2 Feb 2017
http://www.hindustantimes.com/union-budget/budget-2017-mudra-loans-miss-targets-fm-quotes-old-figures-shah-overstates-numbers/story-Lc1EBgRiCPfj09KmEMrORK.html

Sep 2016
MUDRA lends over Rs 42,000 crore in 5 months.
Pickup expected in  H2

Planned disbursement for 2016 - 17: Rs 1.8 lakh crore
Disbursement targets for various categories of banks

Public sector banks: Rs 77,700 crore
Private and foreign banks:  Rs 21,000 crore
Regional rural banks: Rs 15,000 crore
MFIs: Rs 64,240
http://economictimes.indiatimes.com/news/economy/finance/mudra-lends-over-rs-42000-crore-in-5-months-sees-pickup-in-h2/articleshow/54161848.cms

Canara Bank First Quarter April to June 2016

Credit to Micro, Small and Medium Enterprises (MSMEs) recorded a y.o.y growth of 8.53%
to 67074 crore.
 Credit to M&SE segments reached 50997 crore, with a growth of 7.58% y-o-y. The number
of Micro Enterprises Accounts recorded a growth of 22.02%.

Pradhan Mantri Mudra Yojana (PMMY)

 Under Mudra Yojana, the Bank disbursed 888 crore, covering 78016 accounts in the first quarter. 

Dena Bank  First Quarter April to June 2016

MSME Advances improved by 2.09% on Y-O-Y basis and stood Rs. 13,945 cr as of June 2016.

Micro Units Credit Target set by Central Govt. under PMMY for 2016 - 17

Target for FY 2016-17
Government of India has set a target of ` 1,80,000 crore for FY 2016-17 to SBI & Associates, Public Sector Banks, Private Sector Banks, Foreign Banks, Regional Rural Banks, NBFC-MFIs and Non-NBFC MFIs as per the details given below:
Sr. No.     Type of the institution                  Target Amount
                                                                       in ` crore
1         Public Sector Banks                               77,700
2         Private Sector Banks & Foreign Banks 21,000
3         Regional Rural Banks                            15,000
4         NBFC – MFIs                                        64,240
5         Non – NBFC MFIs                                   2,060
           Total                                                     1,80,000

Performance of  Mudra (SIDBI) Bank for the year 2015-2016

Micro Units Development & Refinance Agency Limited (MUDRA) and Pradhan Mantri MUDRA Yojana (PMMY) were launched on 08 April 2015 by the Hon’ble Prime Minister, Shri Narendra Modi. The guidelines of PMMY issued by Department of Financial Services (DFS), GOI indicated that all banks are required to lend to micro enterprises engaged in manufacturing, processing, trading and service sector activities, for a loan upto ` 10 lakh. Further, it was also advised that the loan may be given in three categories, i.e. Loan upto ` 50,000 under Shishu; ` 50,000 to ` 5 lakh under Kishor;
and ` 5 lakh to ` 10 lakh under Tarun. Also, it was envisaged that more focus will have to be given for the Shishu category. A target of ` 1,22,188 crore was set for F.Y. 2015-16.

 MUDRA was asked to the progress of PMMY.

In order to give a boost to the lending under PMMY, especially for Shishu category loans, a credit campaign was carried out from 1st September 2015 to 2nd October 2015. The campaign culminated in mega credit camps in different locations in the country from 25th September 2015 to 02nd October 2015.

Review of performance of PMMY during 2015-16

The data collected through portal has been analyzed and some of the salient features are as under:

1. Overall Achievement vis a vis target
The overall performance of the Yojana indicates that the target has been achieved during the year. As against the target of ` 122188 crore, the Banks and MFIs together have disbursed ` 132954.73 crore, thereby achieving 109%. The achievements by Public Sector Banks indicate a substantial credit growth in this segment. Based on the data collected from the PSBs, it was seen that the disbursement by these banks in this segment was around ` 33,000 crore during the 2014-15 which has recorded
a growth of 70% during 2015-16. The other lending institutions have also achieved high credit growth in this segment due to the initiative of Pradhan Mantri MUDRA Yojana.


Performance – Banks and MFIs Together (No. of accounts)
Category    Total

Shishu  3,24,01,046
Kishor     20,69,461
Tarun        4,10,417

Total    3,48,80,924




Performance – Banks & MFIs (Amount Disbursed)
         Amt in ` Cr
Category  Total

Shishu  62027.69
Kishor  41073.28
Tarun   29853.76

Total  132954.7

Average Amount
Disbursed/ Account Rs. 38,000

Financing for New entrepreneurs
MUDRA loan is meant for ‘funding the unfunded’. It is available for both new units and expansion of existing units. The data of new entrepreneurs supported under PMMY, indicate that out of 3.49 crore accounts financed during the year, 1.25 crore accounts were for new entrepreneurs, which work out to 36%.


Target for FY 2016-17
Government of India has set a target of ` 1,80,000 crore for FY 2016-17 to SBI & Associates, Public Sector Banks, Private Sector Banks, Foreign Banks, Regional Rural Banks, NBFC-MFIs and Non-NBFC MFIs as per the details given below:
Sr. No.     Type of the institution                  Target Amount
                                                                       in ` crore
1         Public Sector Banks                               77,700
2         Private Sector Banks & Foreign Banks 21,000
3         Regional Rural Banks                            15,000
4         NBFC – MFIs                                        64,240
5         Non – NBFC MFIs                                   2,060
           Total                                                     1,80,000
file:///C:/Users/hp/Downloads/Highlights%20of%20PMMY%20performance%20during%20FY%202015-16.pdf


From the information given in this report, we can say that institutional finance reached a larger percentage of msmes now. 7,01,74,668 msmes exist now (new small and medium enterprises are not included). 3,48,80,924 msmes got finance under Mudra scheme. Thus almost 50% were covered by institutional finance now. When Mudra scheme was announced it was said that only 4% received institutional finance.








26-February-2016

MUDRA (SIDBI) Bank

MUDRA Mission

"To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security."

http://www.mudra.org.in/

MUDRA Vision

"To be an integrated financial and support services provider par excellence benchmarked with global best practices and standards for the bottom of the pyramid universe for their comprehensive economic and social development."

Renaming of MUDRA Bank 

The Union Cabinet has approved the conversion of MUDRA Ltd into MUDRA (SIDBI) Bank as, a wholly owned subsidiary of SIDBI to carry out the following functions:

i) Refinance operations,

ii) Support services with focus on portal management, data analysis etc,

iii) Any activity entrusted/advised by Government of India

MUDRA Ltd, has been functional since April 8, 2015. It has written to Reserve Bank of India for conveying concurrence for the conversion of the Company to MUDRA (SIDBI) Bank Ltd.

This was stated by Shri Jayant Sinha, Minister of State in the Ministry of Finance in written reply to a question in Lok Sabha today.
http://pib.nic.in/newsite/PrintRelease.aspx?relid=136930

25 Jan 2016
Modi Sarkar’s Mudra Bank Appears To Be Doing Well. Here’s How It Is Helping Small Businesses.
http://swarajyamag.com/economy/modi-sarkars-mudra-bank-appears-to-be-doing-well-heres-how-it-is-helping-small-businesses/


06-January-2016 14:28 IST
Cabinet approves creation of a Credit Guarantee Fund for MUDRA loans – A boost to refinance operations

The Union Cabinet, chaired by the Prime Minister Shri Narendra Modi has given its approval for the creation of a Credit Guarantee Fund for Micro  Units  Development  Refinance  Agency  (MUDRA)  loans and to convert MUDRA Ltd. into MUDRA Small  Industries  Development  Bank  of  India (SIDBI)  Bank as a wholly owned subsidiary of SIDBI.

The Fund is expected to guarantee more than Rs 1,00,000 crore worth of loans to micro and small units in the first instance.

The salient features of the scheme are as follows:

(i)                 Establishment of Credit  Guarantee  Fund  for MUDRA Units(CGFMU) for  guaranteeing  loans  sanctioned  under Pradhan Mantri Mudra Yojana with effect from 8th April, 2015 with  the  objective  to  reduce  the  credit  risk  to  Banks  /  NBFCs  /  MFIs  /  other  financial  intermediaries,  who  are  Member Lending Institutions (MLIs).
(ii)               The National Credit Guarantee Trustee Company Ltd. (NCGTC Ltd.),  a  wholly-owned  company  of  Government  of  India,  constituted  under  the  Companies  Act,  1956  (2013)  to  manage  and  operate  various  credit  guarantee  funds,  shall  be  the  Trustee  of  the  Fund.
(iii)             The  guarantee  would  be  provided  on  portfolio  basis  to  a  maximum  extent of  50%  of  Amount  in  Default  in  the  portfolio.

The MUDRA (SIDBI) Bank will undertake refinance operations and provide support services with focus on portal management; data analysis etc. apart from any other activity entrusted/ advised by Government of India.

Background:

            MUDRA  Bank and  a Credit  Guarantee  Fund was proposed to be set up with  a refinance corpus of Rs. 20,000  crore and a corpus of Rs.3,000  crore respectively as per the Budget  Speech for 2015-16.  As a  precursor  to  the  launch  of  the  Pradhan  Mantri  MUDRA  Yojana  (PMMY) in April, 2015, MUDRA Ltd.  was set up as a corporate subsidiary  of SIDBI  in March, 2015. The RBI has allocated Rs 20,000 crore and the first tranche’ of Rs 5000 crore has been received by MUDRA as refinance.
http://pib.nic.in/newsite/PrintRelease.aspx?relid=134215

8 April 2015

PM launched Pradhan Mantri MUDRA Yojana


PM: The biggest capital of the poor is their integrity

PM: Combination of integrity with MUDRA – capital - will be the key to success for small entrepreneurs. पूंजी सफलता की कुंजी

The Prime Minister, Shri Narendra Modi, today said that supporting the small entrepreneurs of India is the biggest way to help the Indian economy grow and prosper. He was speaking at the launch of the Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana in New Delhi. Stressing the contribution of small entrepreneurs in the economy, the Prime Minister expressed confidence that within a year’s time, the major banks would also adopt the MUDRA model.

The Prime Minister said that in our country, one often experiences that things revolve around mere perceptions, while the details often paint a different picture. Giving the example of the perception that large industries create more employment, he said that a look at the details reveals the reality that only 1 crore 25 lakh people find employment in large industries, whereas small enterprises employ 12 crore people in the country.

The Prime Minister said that while there are a number of facilities provided for the large industries in India, there is a need to focus on these 5 crore 75 lakh self-employed people who use funds of Rs 11 lakh crore, with an average per unit debt of merely Rs 17,000 to employ 12 crore Indians. He said that these facts, when brought to light, led to the vision for MUDRA Bank.

The Prime Minister spoke about his time as the Chief Minister of Gujarat, when he focused on the environment-friendly cottage industry of kite making, which employs lakhs of poor Muslims. He said that he brought a research institute from Chennai on board which discovered that small inputs of skill development were needed in the industry. He said that he felt proud that these small efforts helped the kite-making industry grow from Rs. 35 crore to 500 crores in Gujarat.

The Prime Minister also gave examples of other small businesses that, with a little help, have the potential to grow manifold. He said that the biggest asset of the poor is his / her integrity (imaan). By combining their integrity with capital (MUDRA), it would become the key to their success - पूंजी सफलता की कुंजी. Speaking about women’s self help groups in particular, the Prime Minister said that the kind of honesty and integrity showed by these loan takers is seldom seen in any other sector.

The Prime Minister appreciated the efforts made by the banking sector of India in making Jan Dhan Yojana a success. He said that he envisioned that within a year, banks would queue up to give loans to MUDRA applicants. The Prime Minister also congratulated SIDBI on the silver jubilee of its inception, and appreciated the work done by it in supporting India’s small scale industry in these 25 years.

The Prime Minister said that MUDRA scheme is aimed at “funding the unfunded”. He said that the small entrepreneurs of India are used to exploitation at the hands of money lenders so far, but MUDRA will instil a new confidence in them that the country is ready to support them in their efforts that are contributing so heavily to the task of nation building.

The Prime Minister also spoke about the possibilities of value addition in agriculture. He said that, we must aim at creating a whole network of farmers engaged in value addition at the community level. Brand building, advertising, marketing and financial support, when given to such small entrepreneurs will strengthen the foundation of the Indian economy, he said.

The Prime Minister said that this will not entail any big changes in the existing structures, just a little empathy, a little understanding and a little initiative. He urged the banks to study successful models of microfinance, tailored to the local requirements and cultural contexts, which will be enable us to help the poorest of the poor in a big way.

The Prime Minister said that mere launching of new schemes in not progress. Real success lies in real change on the ground, as was seen in the Jan Dhan Yojana and PAHAL, which had delivered concrete results within limited timeframes, he added. He said that the established financial systems will soon move to the MUDRA-model of functioning, i.e. to support entrepreneurs that give employment to a large number of people using least amount of funds.

The Union Minister of Finance, Shri Arun Jaitley, the Union Minister of State for Finance, Shri Jayant Sinha, and the Governor of Reserve Bank of India, Shri Raghuram Rajan, were present on the occasion.

http://pib.nic.in/newsite/PrintRelease.aspx?relid=118049


http://pib.nic.in/newsite/erelease.aspx
8 April 2015


Mudra Bank was announced in the budget speech by Finance Minister Arun Jaitley.

The Union Finance Minister in his Budget Speech for 2015-16 announced formation of MUDRA Bank. He said “Madam Speaker, our government firmly believes that development has to generate inclusive growth. While large corporate and business entities have a role to play, this has to be complemented by informal sector enterprises which generate maximum employment. There are some 5.77 crore small business units, mostly individual proprietorship, which run small manufacturing, trading or service businesses. 62% of these are owned by SC/ST/OBC. These bottom of the pyramid, hard-working entrepreneurs find it difficult, if not impossible, to access formal systems of credit. I, therefore, propose to create a Micro Units Development Refinance Agency (MUDRA) Bank, with a corpus of `20,000 crore, and credit guarantee corpus of `3,000 crore. MUDRA Bank will refinance Micro-Finance Institutions through a Pradhan Mantri Mudra Yojana. In lending, priority will be given to SC/ST enterprises. These measures will greatly increase the confidence of young, educated or skilled workers who would now be able to aspire to become first generation entrepreneurs; existing small businesses, too, will be able to expand their activities. Just as we are banking the un-banked, we are also funding the un-funded.” 
http://pib.nic.in/newsite/PrintRelease.aspx?relid=117688

1 March 2015

Press Information Bureau
Government of India
Ministry of Finance
01-March-2015 20:17 IST

Micro Units Development and Refinance Agency (Mudra) Bank 

According to the NSSO survey of 2013, there are 5.77 crore small business units, mostly individual proprietorships, which run small manufacturing, trading or services activities. Most of these ‘own account enterprises’ are owned by people belonging to Scheduled Caste, Scheduled Tribe or Other Backward Classes. Only 4% of such units get institutional finance. Providing access to institutional finance to such micro/small business units would turn them into strong instrument of GDP growth and also employment.

Micro Finance is an economic development tool whose objective is to assist the poor to work their way out of poverty. It covers a range of services which include, in addition to the provision of credit, many other services such as savings, insurance, money transfers, counseling etc. The players in the Micro Finance sector can be qualified as falling into 3 main groups:- the SHG-Bank linkage model started by NABARD, the Non Banking Finance companies and the others including Trusts, Societies etc.

The government proposes to set up a Micro Units Development and Refinance Agency (MUDRA) Bank through a statutory enactment. This Bank would be responsible for regulating and refinancing all Micro-finance Institutions (MFI) which are in the business of lending to micro/small business entities engaged in manufacturing, trading and services activities. The Bank would partner with state level/regional level co-ordinators to provide finance to Last Mile Financer of small/micro business enterprises.

The MUDRA Bank would primarily be responsible for –

1)    Laying down policy guidelines for micro/small enterprise financing business

2)    Registration of MFI entities

3)    Regulation of MFI entities

4)    Accreditation /rating of MFI entities

5)    Laying down responsible financing practices to ward off indebtedness and ensure proper client protection principles and methods of recovery

6)    Development of standardised set of covenants governing last mile lending to micro/small enterprises

7)    Promoting right technology solutions for the last mile

8)    Formulating and running  a Credit Guarantee scheme for providing guarantees to the loans which are being extended to micro enterprises

9)    Creating  a good architecture of Last Mile Credit Delivery to micro businesses under the scheme of Pradhan Mantri Mudra Yojana

A sum of Rs 20,000 crores would be allocated to the  MUDRA Bank from the money available from shortfalls of Priority Sector Lending for creating a Refinance Fund to provide refinance to the Last Mile Financers. Another Rs 3,000 crore would be provided to the MUDRA Bank from the budget to create a Credit Guarantee corpus for guaranteeing loans being provided to the micro enterprises.

The above measures would not only help in increasing access of finance to the unbanked but also bring down the cost of finance from the last Mile Financers to the micro/small enterprises, most of which are in the informal sector.
http://pib.nic.in/newsite/PrintRelease.aspx?relid=116209


11 things you must know about Mudra Bank
http://www.dnaindia.com/money/report-11-things-you-must-know-about-mudra-bank-2075665



Updated 23 December 2017, 15 December 2017,  14 September 2017,  7 September 2017,  14 August 2017,  22 July 2017,   8 Sep 2016, 18 August 2016,  9 August 2016,  3 Feb 2016,  11 April 2015